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Griffin logo

Griffin

Banking-as-a-Service API

A UK-licensed API-first bank offering Banking as a Service (BaaS) for fintechs and platforms. Griffin provides safeguarding accounts, client money management, and embedded banking products through modern APIs. Built for fintechs, neobanks, and platforms that want to embed compliant banking infrastructure without building it themselves.

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VS
Railsbank logo

Railsbank

Global BaaS Platform

A global embedded finance platform (now Railsr) offering Banking-as-a-Service and Cards-as-a-Service. Railsbank enables fintechs and brands to launch financial products including accounts, payments, and cards without obtaining their own banking licenses. A white-label infrastructure provider for companies wanting to embed financial services.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Griffin

Contact for pricing

Railsbank

Contact for pricing

Category
Griffin
baas
Railsbank
baas
Available Regions
Griffin
Europe
Railsbank
EuropeAsiaNorth America
Key Features
Griffin
Instant Sandbox
Instant Payments
Startup Friendly
Railsbank
Startup Friendly
SDKs & Libraries
Griffin

3 Available

Railsbank

4 Available

Payment Methods
Griffin

7 Supported

Railsbank

4 Supported

Common Ground

Shared Regions

Europe

Shared Features

Startup Friendly

When to Choose Griffin

Choose Griffin if you need features like Instant Sandbox or Instant Payments, or you want a broader feature set. With fees of Contact for pricing, it's ideal for businesses focused on banking-as-a-service api.

When to Choose Railsbank

Choose Railsbank if your business operates in Asia or North America. With fees of Contact for pricing, it's ideal for businesses focused on global baas platform.

Frequently Asked Questions

What is the difference between Griffin and Railsbank?

Griffin is best for banking-as-a-service api, while Railsbank is best for global baas platform. Griffin charges Contact for pricing and Railsbank charges Contact for pricing. They differ in supported features, regions, and payment methods.

Which is cheaper, Griffin or Railsbank?

Griffin charges Contact for pricing while Railsbank charges Contact for pricing. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Griffin and Railsbank together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Griffin and Railsbank can complement each other depending on your needs.