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Griffin

Banking-as-a-Service API

A UK-licensed API-first bank offering Banking as a Service (BaaS) for fintechs and platforms. Griffin provides safeguarding accounts, client money management, and embedded banking products through modern APIs. Built for fintechs, neobanks, and platforms that want to embed compliant banking infrastructure without building it themselves.

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Railsbank logo

Railsbank

Global BaaS Platform

A global embedded finance platform (now Railsr) offering Banking-as-a-Service and Cards-as-a-Service. Railsbank enables fintechs and brands to launch financial products including accounts, payments, and cards without obtaining their own banking licenses. A white-label infrastructure provider for companies wanting to embed financial services.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Griffin

Contact for pricing

Railsbank

Contact for pricing

Category
Griffinbaas
Railsbankbaas
Available Regions
Griffin
Europe
Railsbank
EuropeAsiaNorth America
Key Features
Griffin
Instant Sandbox
Instant Payments
Startup Friendly
Railsbank
Startup Friendly
SDKs & Libraries
Griffin

3 Available

Railsbank

4 Available

Payment Methods
Griffin

7 Supported

Railsbank

4 Supported

Common Ground

Shared Regions

Europe

Shared Features

Startup Friendly