Compare ProvidersFind the best payment solution for your business
Host Merchant Services
Online businesses
A US payment processor that works with both standard and high-risk merchant categories. Host Merchant Services provides card processing, POS systems, and e-commerce solutions for retail, restaurants, and online businesses with dedicated account support.
Visit Host Merchant Services
Finix
Platforms & Direct Acquirer
A payment infrastructure platform built specifically for software platforms and marketplaces in the United States. Finix enables platforms to become their own payment facilitators with direct acquiring capabilities, offering white-label payment processing with advanced features like split transactions and merchant onboarding tools.
Visit FinixDetailed Comparison
Side-by-side feature breakdown
Contact for pricing
Interchange+ pricing
1 Available
8 Available
7 Supported
9 Supported
Common Ground
Shared Regions
Shared Features
When to Choose Finix
Choose Finix if you need features like Instant Payments or Instant Sandbox, or you want a broader feature set. With fees of Interchange+ pricing, it's ideal for businesses focused on platforms & direct acquirer.
Frequently Asked Questions
What is the difference between Host Merchant Services and Finix?
Host Merchant Services is best for online businesses, while Finix is best for platforms & direct acquirer. Host Merchant Services charges Contact for pricing and Finix charges Interchange+ pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Host Merchant Services or Finix?
Host Merchant Services charges Contact for pricing while Finix charges Interchange+ pricing. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both Host Merchant Services and Finix together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Host Merchant Services and Finix can complement each other depending on your needs.