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LinkAja
Indonesian government
Indonesia's state-backed e-wallet backed by major state-owned enterprises including Telkom and Bank Mandiri. LinkAja is particularly strong for government-related payments, transportation, and utility bills. A trusted option for reaching Indonesian consumers who prefer government-affiliated financial services.
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OVO
Indonesian market
One of Indonesia's most popular e-wallets with over 115 million downloads, operating in partnership with Grab. OVO offers payments, transfers, investment, and insurance services through an integrated super-app experience. A key payment method for reaching Indonesian consumers in the world's fourth most populous country.
Visit OVODetailed Comparison
Side-by-side feature breakdown
0.7% - 1.5%
1% - 2%
3 Available
3 Available
3 Supported
3 Supported
Common Ground
Shared Regions
Shared Features
When to Choose OVO
Choose OVO if you need features like Startup Friendly, or you want a broader feature set. With fees of 1% - 2%, it's ideal for businesses focused on indonesian market.
Frequently Asked Questions
What is the difference between LinkAja and OVO?
LinkAja is best for indonesian government, while OVO is best for indonesian market. LinkAja charges 0.7% - 1.5% and OVO charges 1% - 2%. They differ in supported features, regions, and payment methods.
Which is cheaper, LinkAja or OVO?
LinkAja charges 0.7% - 1.5% while OVO charges 1% - 2%. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both LinkAja and OVO together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. LinkAja and OVO can complement each other depending on your needs.