Compare ProvidersFind the best payment solution for your business
M-Pesa
African Mobile Money
Africa's pioneering mobile money platform, launched in Kenya in 2007 and now operating across 10 countries. M-Pesa revolutionized financial services by enabling users to send money, pay bills, and make purchases using just a mobile phone, without needing a bank account. The dominant payment method in East Africa, essential for any business operating in Kenya, Tanzania, or the broader region.
Visit M-Pesa
Flutterwave
Pan-African Payments
A leading African payment platform that enables businesses to accept and send payments across the continent. Flutterwave supports cards, mobile money (M-Pesa and others), bank transfers, and USSD across Nigeria, Kenya, Ghana, and other African markets. An essential gateway for any business looking to tap into Africa's growing digital economy.
Visit FlutterwaveDetailed Comparison
Side-by-side feature breakdown
1-3%
1.4% (local), 3.8% (international)
3 Available
9 Available
5 Supported
23 Supported
Common Ground
Shared Regions
Shared Features
When to Choose Flutterwave
Choose Flutterwave if you need features like Instant Sandbox, or you want a broader feature set. With fees of 1.4% (local), 3.8% (international), it's ideal for businesses focused on pan-african payments.
Frequently Asked Questions
What is the difference between M-Pesa and Flutterwave?
M-Pesa is best for african mobile money, while Flutterwave is best for pan-african payments. M-Pesa charges 1-3% and Flutterwave charges 1.4% (local), 3.8% (international). They differ in supported features, regions, and payment methods.
Which is cheaper, M-Pesa or Flutterwave?
M-Pesa charges 1-3% while Flutterwave charges 1.4% (local), 3.8% (international). The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both M-Pesa and Flutterwave together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. M-Pesa and Flutterwave can complement each other depending on your needs.