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M-Pesa logo

M-Pesa

African Mobile Money

Africa's pioneering mobile money platform, launched in Kenya in 2007 and now operating across 10 countries. M-Pesa revolutionized financial services by enabling users to send money, pay bills, and make purchases using just a mobile phone, without needing a bank account. The dominant payment method in East Africa, essential for any business operating in Kenya, Tanzania, or the broader region.

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Flutterwave logo

Flutterwave

Pan-African Payments

A leading African payment platform that enables businesses to accept and send payments across the continent. Flutterwave supports cards, mobile money (M-Pesa and others), bank transfers, and USSD across Nigeria, Kenya, Ghana, and other African markets. An essential gateway for any business looking to tap into Africa's growing digital economy.

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Detailed Comparison

Side-by-side feature breakdown

Fees
M-Pesa

1-3%

Flutterwave

1.4% (local), 3.8% (international)

Category
M-Pesaregional
Flutterwaveregional
Available Regions
M-Pesa
Africa
Flutterwave
Africa
Key Features
M-Pesa
✓
Instant Payments
✓
Startup Friendly
Flutterwave
✓
Instant Payments
✓
Startup Friendly
✓
Instant Sandbox
SDKs & Libraries
M-Pesa

3 Available

Flutterwave

9 Available

Payment Methods
M-Pesa

5 Supported

Flutterwave

23 Supported

Common Ground

Shared Regions

Africa

Shared Features

Instant PaymentsStartup Friendly

View M-Pesa Details

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View Flutterwave Details

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