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Mercado Crédito logo

Mercado Crédito

LATAM Marketplace Lending & BNPL

Lending and BNPL platform from MercadoLibre offering installment financing at checkout. Provides credit lines for consumers and working capital for sellers across LATAM marketplaces.

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Bamboo Payments logo

Bamboo Payments

LATAM Cross-Border Payments

Cross-border payment processor for Latin America with local acquiring, payouts, and 200+ local payment methods in 15+ countries.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Mercado Crédito

Interest-based

Bamboo Payments

Custom pricing

Category
Mercado Crédito
regional
Bamboo Payments
regional
Available Regions
Mercado Crédito
Latin America
Bamboo Payments
Latin America
Key Features
Mercado Crédito
Enterprise
Bamboo Payments
Enterprise
SDKs & Libraries
Mercado Crédito

2 Available

Bamboo Payments

0 Available

Payment Methods
Mercado Crédito

4 Supported

Bamboo Payments

5 Supported

Common Ground

Shared Regions

Latin America

Shared Features

Enterprise

Frequently Asked Questions

What is the difference between Mercado Crédito and Bamboo Payments?

Mercado Crédito is best for latam marketplace lending & bnpl, while Bamboo Payments is best for latam cross-border payments. Mercado Crédito charges Interest-based and Bamboo Payments charges Custom pricing. They differ in supported features, regions, and payment methods.

Which is cheaper, Mercado Crédito or Bamboo Payments?

Mercado Crédito charges Interest-based while Bamboo Payments charges Custom pricing. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Mercado Crédito and Bamboo Payments together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Mercado Crédito and Bamboo Payments can complement each other depending on your needs.