Compare ProvidersFind the best payment solution for your business
Monzo
UK Digital Banking
UK digital bank's business offering providing integrated payment acceptance, invoicing, tax savings pots, and accounting software integrations for British small businesses and freelancers.
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N26
European Mobile Banking
German digital bank offering business banking with integrated payments, Mastercard, and cash back on business purchases. Provides SEPA transfers and multi-currency capabilities for European freelancers and businesses.
Visit N26Detailed Comparison
Side-by-side feature breakdown
Free personal; business from £5/month
Free basic account, premium from €4.90/month
2 Available
2 Available
8 Supported
7 Supported
Common Ground
Shared Regions
Shared Features
When to Choose Monzo
Choose Monzo if you need features like Instant Payments, or you want a broader feature set. With fees of Free personal; business from £5/month, it's ideal for businesses focused on uk digital banking.
Frequently Asked Questions
What is the difference between Monzo and N26?
Monzo is best for uk digital banking, while N26 is best for european mobile banking. Monzo charges Free personal; business from £5/month and N26 charges Free basic account, premium from €4.90/month. They differ in supported features, regions, and payment methods.
Which is cheaper, Monzo or N26?
Monzo charges Free personal; business from £5/month while N26 charges Free basic account, premium from €4.90/month. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both Monzo and N26 together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Monzo and N26 can complement each other depending on your needs.