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MTN MoMo logo

MTN MoMo

West & Central Africa Mobile Money

MTN's Mobile Money platform serving over 60 million active users across 16 African countries. One of Africa's largest fintech platforms enabling P2P transfers, payments, and financial services via mobile.

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VS
M-Pesa Business logo

M-Pesa Business

Kenyan M-Pesa Merchant

Kenya's pioneering mobile money service by Safaricom, the original M-Pesa deployment that revolutionized financial inclusion. Used by over 30 million Kenyans for payments, transfers, and savings.

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Detailed Comparison

Side-by-side feature breakdown

Fees
MTN MoMo

Varies by country and transaction type

M-Pesa Business

Varies by transaction value

Category
MTN MoMo
regional
M-Pesa Business
regional
Available Regions
MTN MoMo
Africa
M-Pesa Business
Africa
Key Features
MTN MoMo
Instant Payments
Enterprise
M-Pesa Business
Enterprise
Instant Payments
Low Fees
SDKs & Libraries
MTN MoMo

7 Available

M-Pesa Business

6 Available

Payment Methods
MTN MoMo

3 Supported

M-Pesa Business

2 Supported

Common Ground

Shared Regions

Africa

Shared Features

Instant PaymentsEnterprise

When to Choose M-Pesa Business

Choose M-Pesa Business if you need features like Low Fees, or you want a broader feature set. With fees of Varies by transaction value, it's ideal for businesses focused on kenyan m-pesa merchant.

Frequently Asked Questions

What is the difference between MTN MoMo and M-Pesa Business?

MTN MoMo is best for west & central africa mobile money, while M-Pesa Business is best for kenyan m-pesa merchant. MTN MoMo charges Varies by country and transaction type and M-Pesa Business charges Varies by transaction value. They differ in supported features, regions, and payment methods.

Which is cheaper, MTN MoMo or M-Pesa Business?

MTN MoMo charges Varies by country and transaction type while M-Pesa Business charges Varies by transaction value. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both MTN MoMo and M-Pesa Business together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. MTN MoMo and M-Pesa Business can complement each other depending on your needs.