Compare ProvidersFind the best payment solution for your business

N26 logo

N26

European Mobile Banking

German digital bank offering business banking with integrated payments, Mastercard, and cash back on business purchases. Provides SEPA transfers and multi-currency capabilities for European freelancers and businesses.

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VS
Monzo logo

Monzo

UK Digital Banking

UK digital bank's business offering providing integrated payment acceptance, invoicing, tax savings pots, and accounting software integrations for British small businesses and freelancers.

Visit Monzo

Detailed Comparison

Side-by-side feature breakdown

Fees
N26

Free basic account, premium from €4.90/month

Monzo

Free personal; business from £5/month

Category
N26
regional
Monzo
regional
Available Regions
N26
Europe
Monzo
Europe
Key Features
N26
Low Fees
Startup Friendly
Monzo
Low Fees
Instant Payments
Startup Friendly
SDKs & Libraries
N26

2 Available

Monzo

2 Available

Payment Methods
N26

7 Supported

Monzo

8 Supported

Common Ground

Shared Regions

Europe

Shared Features

Low FeesStartup Friendly

When to Choose Monzo

Choose Monzo if you need features like Instant Payments, or you want a broader feature set. With fees of Free personal; business from £5/month, it's ideal for businesses focused on uk digital banking.

Frequently Asked Questions

What is the difference between N26 and Monzo?

N26 is best for european mobile banking, while Monzo is best for uk digital banking. N26 charges Free basic account, premium from €4.90/month and Monzo charges Free personal; business from £5/month. They differ in supported features, regions, and payment methods.

Which is cheaper, N26 or Monzo?

N26 charges Free basic account, premium from €4.90/month while Monzo charges Free personal; business from £5/month. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both N26 and Monzo together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. N26 and Monzo can complement each other depending on your needs.