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NMI logo

NMI

Gateway flexibility

A flexible payment gateway designed for ISVs, resellers, and payment facilitators who need white-label capabilities. NMI provides extensive customization options, recurring billing, and tokenization for businesses building payment experiences into their own platforms. A popular choice for software companies embedding payments.

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VS
Finix logo

Finix

Platforms & Direct Acquirer

A payment infrastructure platform built specifically for software platforms and marketplaces in the United States. Finix enables platforms to become their own payment facilitators with direct acquiring capabilities, offering white-label payment processing with advanced features like split transactions and merchant onboarding tools.

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Detailed Comparison

Side-by-side feature breakdown

Fees
NMI

Contact for pricing

Finix

Interchange+ pricing

Category
NMI
traditional
Finix
traditional
Available Regions
NMI
North AmericaEurope
Finix
North America
Key Features
NMI
Enterprise
Recurring Payments
Finix
Instant Payments
Instant Sandbox
Recurring Payments
Startup Friendly
Enterprise
SDKs & Libraries
NMI

6 Available

Finix

8 Available

Payment Methods
NMI

9 Supported

Finix

9 Supported

Common Ground

Shared Regions

North America

Shared Features

EnterpriseRecurring Payments

When to Choose NMI

Choose NMI if your business operates in Europe. With fees of Contact for pricing, it's ideal for businesses focused on gateway flexibility.

When to Choose Finix

Choose Finix if you need features like Instant Payments or Instant Sandbox, or you want a broader feature set. With fees of Interchange+ pricing, it's ideal for businesses focused on platforms & direct acquirer.

Frequently Asked Questions

What is the difference between NMI and Finix?

NMI is best for gateway flexibility, while Finix is best for platforms & direct acquirer. NMI charges Contact for pricing and Finix charges Interchange+ pricing. They differ in supported features, regions, and payment methods.

Which is cheaper, NMI or Finix?

NMI charges Contact for pricing while Finix charges Interchange+ pricing. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both NMI and Finix together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. NMI and Finix can complement each other depending on your needs.