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OP Payment Service logo

OP Payment Service

Finnish invoicing

A Finnish online payment service by OP Financial Group enabling direct bank-to-bank payments. OP Payment Service offers multi-bank integration allowing payments from any Finnish bank through a single connection, ideal for businesses targeting Finnish consumers.

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Trustly logo

Trustly

Pay by Bank (A2A)

A leading pay-by-bank provider that enables direct bank transfers as an alternative to card payments. Trustly connects to over 12,000 banks across 30+ countries in Europe and North America, offering instant account-to-account payments with lower processing costs than traditional card networks. Particularly strong in gaming, subscription services, and financial services where bank-based payments reduce friction and churn.

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Detailed Comparison

Side-by-side feature breakdown

Fees
OP Payment Service

Contact for pricing

Trustly

~1-2%

Category
OP Payment Service
traditional
Trustly
traditional
Available Regions
OP Payment Service
Europe
Trustly
EuropeNorth America
Key Features
OP Payment Service
Recurring Payments
Trustly
Instant Payments
Recurring Payments
Enterprise
SDKs & Libraries
OP Payment Service

5 Available

Trustly

4 Available

Payment Methods
OP Payment Service

3 Supported

Trustly

5 Supported

Common Ground

Shared Regions

Europe

Shared Features

Recurring Payments

When to Choose Trustly

Choose Trustly if you need features like Instant Payments or Enterprise, or your business operates in North America, or you want a broader feature set. With fees of ~1-2%, it's ideal for businesses focused on pay by bank (a2a).

Frequently Asked Questions

What is the difference between OP Payment Service and Trustly?

OP Payment Service is best for finnish invoicing, while Trustly is best for pay by bank (a2a). OP Payment Service charges Contact for pricing and Trustly charges ~1-2%. They differ in supported features, regions, and payment methods.

Which is cheaper, OP Payment Service or Trustly?

OP Payment Service charges Contact for pricing while Trustly charges ~1-2%. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both OP Payment Service and Trustly together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. OP Payment Service and Trustly can complement each other depending on your needs.