Compare ProvidersFind the best payment solution for your business

OPay logo

OPay

Nigerian Super-App

Nigerian super-app providing mobile money, payment processing, and financial services. Valued at $2B+ with millions of users across Africa's largest economy.

Visit OPay
VS
Budpay logo

Budpay

Nigerian Payment Infrastructure

Nigerian payment infrastructure providing payment collection, disbursement, and financial services APIs for African businesses.

Visit Budpay

Detailed Comparison

Side-by-side feature breakdown

Fees
OPay

1.5% per transaction

Budpay

1.5% capped at NGN 2,000

Category
OPay
regional
Budpay
regional
Available Regions
OPay
Africa
Budpay
Africa
Key Features
OPay
Instant Payments
Budpay
Instant Payments
Startup Friendly
SDKs & Libraries
OPay

4 Available

Budpay

3 Available

Payment Methods
OPay

6 Supported

Budpay

5 Supported

Common Ground

Shared Regions

Africa

Shared Features

Instant Payments

When to Choose Budpay

Choose Budpay if you need features like Startup Friendly, or you want a broader feature set. With fees of 1.5% capped at NGN 2,000, it's ideal for businesses focused on nigerian payment infrastructure.

Frequently Asked Questions

What is the difference between OPay and Budpay?

OPay is best for nigerian super-app, while Budpay is best for nigerian payment infrastructure. OPay charges 1.5% per transaction and Budpay charges 1.5% capped at NGN 2,000. They differ in supported features, regions, and payment methods.

Which is cheaper, OPay or Budpay?

OPay charges 1.5% per transaction while Budpay charges 1.5% capped at NGN 2,000. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both OPay and Budpay together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. OPay and Budpay can complement each other depending on your needs.