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Orum logo

Orum

Instant Money Movement APIs

Instant money movement API providing access to all US payment rails including ACH, Same Day ACH, RTP, FedNow, and wire. Instant account verification included.

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ACI Worldwide logo

ACI Worldwide

Real-time payments

A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Orum

Custom pricing

ACI Worldwide

Contact for pricing

Category
Orum
traditional
ACI Worldwide
traditional
Available Regions
Orum
North America
ACI Worldwide
North AmericaEuropeAsiaLatin AmericaOceaniaAfrica
Key Features
Orum
Instant Payments
Enterprise
ACI Worldwide
Enterprise
Instant Payments
SDKs & Libraries
Orum

3 Available

ACI Worldwide

3 Available

Payment Methods
Orum

5 Supported

ACI Worldwide

22 Supported

Common Ground

Shared Regions

North America

Shared Features

Instant PaymentsEnterprise

When to Choose ACI Worldwide

Choose ACI Worldwide if your business operates in Europe or Asia. With fees of Contact for pricing, it's ideal for businesses focused on real-time payments.

Frequently Asked Questions

What is the difference between Orum and ACI Worldwide?

Orum is best for instant money movement apis, while ACI Worldwide is best for real-time payments. Orum charges Custom pricing and ACI Worldwide charges Contact for pricing. They differ in supported features, regions, and payment methods.

Which is cheaper, Orum or ACI Worldwide?

Orum charges Custom pricing while ACI Worldwide charges Contact for pricing. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Orum and ACI Worldwide together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Orum and ACI Worldwide can complement each other depending on your needs.