Compare ProvidersFind the best payment solution for your business

Paga logo

Paga

Nigerian Mobile Money

Nigerian mobile money and payment platform with 18+ million users. Provides money transfers, bill payments, and merchant services through agents and digital channels.

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VS
OPay logo

OPay

Nigerian Super-App

Nigerian super-app providing mobile money, payment processing, and financial services. Valued at $2B+ with millions of users across Africa's largest economy.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Paga

1%-3% per transaction

OPay

1.5% per transaction

Category
Paga
regional
OPay
regional
Available Regions
Paga
Africa
OPay
Africa
Key Features
Paga
Instant Payments
OPay
Instant Payments
SDKs & Libraries
Paga

3 Available

OPay

4 Available

Payment Methods
Paga

4 Supported

OPay

6 Supported

Common Ground

Shared Regions

Africa

Shared Features

Instant Payments

Frequently Asked Questions

What is the difference between Paga and OPay?

Paga is best for nigerian mobile money, while OPay is best for nigerian super-app. Paga charges 1%-3% per transaction and OPay charges 1.5% per transaction. They differ in supported features, regions, and payment methods.

Which is cheaper, Paga or OPay?

Paga charges 1%-3% per transaction while OPay charges 1.5% per transaction. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Paga and OPay together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Paga and OPay can complement each other depending on your needs.