Compare ProvidersFind the best payment solution for your business

PayFast logo

PayFast

South African Market

South Africa's most popular payment gateway, now part of Network International, serving over 80,000 merchants. PayFast offers 18+ payment methods including cards, Instant EFT, and local options like Mobicred. The go-to payment solution for South African e-commerce businesses with easy integration and no monthly fees on the basic plan.

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VS
Flutterwave logo

Flutterwave

Pan-African Payments

A leading African payment platform that enables businesses to accept and send payments across the continent. Flutterwave supports cards, mobile money (M-Pesa and others), bank transfers, and USSD across Nigeria, Kenya, Ghana, and other African markets. An essential gateway for any business looking to tap into Africa's growing digital economy.

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Detailed Comparison

Side-by-side feature breakdown

Fees
PayFast

2.9% + R1.50

Flutterwave

1.4% (local), 3.8% (international)

Category
PayFast
regional
Flutterwave
regional
Available Regions
PayFast
Africa
Flutterwave
Africa
Key Features
PayFast
Instant Payments
Startup Friendly
Flutterwave
Instant Payments
Startup Friendly
Instant Sandbox
SDKs & Libraries
PayFast

6 Available

Flutterwave

9 Available

Payment Methods
PayFast

8 Supported

Flutterwave

23 Supported

Common Ground

Shared Regions

Africa

Shared Features

Instant PaymentsStartup Friendly

When to Choose Flutterwave

Choose Flutterwave if you need features like Instant Sandbox, or you want a broader feature set. With fees of 1.4% (local), 3.8% (international), it's ideal for businesses focused on pan-african payments.

Frequently Asked Questions

What is the difference between PayFast and Flutterwave?

PayFast is best for south african market, while Flutterwave is best for pan-african payments. PayFast charges 2.9% + R1.50 and Flutterwave charges 1.4% (local), 3.8% (international). They differ in supported features, regions, and payment methods.

Which is cheaper, PayFast or Flutterwave?

PayFast charges 2.9% + R1.50 while Flutterwave charges 1.4% (local), 3.8% (international). The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both PayFast and Flutterwave together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. PayFast and Flutterwave can complement each other depending on your needs.