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PaymentCloud logo

PaymentCloud

High Approval Rates

A high-risk merchant account provider focused on securing approvals for businesses with challenging credit profiles or in high-risk industries. PaymentCloud serves credit repair, travel, e-commerce, and other high-chargeback verticals with dedicated account management and chargeback mitigation strategies.

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PayKings logo

PayKings

High-Risk Merchants

A high-risk payment processor specializing in industries often declined by traditional providers, including CBD, nutraceuticals, telemarketing, and subscription services. PayKings helps businesses in challenging verticals obtain merchant accounts and provides ongoing support for managing chargebacks and compliance requirements.

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Detailed Comparison

Side-by-side feature breakdown

Fees
PaymentCloud

~3-7%

PayKings

~3-8%

Category
PaymentCloud
high risk
PayKings
high risk
Available Regions
PaymentCloud
North AmericaEurope
PayKings
North AmericaEurope
Key Features
PaymentCloud
High Risk Accepted
Startup Friendly
PayKings
High Risk Accepted
Instant Payments
Startup Friendly
SDKs & Libraries
PaymentCloud

6 Available

PayKings

5 Available

Payment Methods
PaymentCloud

6 Supported

PayKings

6 Supported

Common Ground

Shared Regions

North AmericaEurope

Shared Features

High Risk AcceptedStartup Friendly

When to Choose PayKings

Choose PayKings if you need features like Instant Payments, or you want a broader feature set. With fees of ~3-8%, it's ideal for businesses focused on high-risk merchants.

Frequently Asked Questions

What is the difference between PaymentCloud and PayKings?

PaymentCloud is best for high approval rates, while PayKings is best for high-risk merchants. PaymentCloud charges ~3-7% and PayKings charges ~3-8%. They differ in supported features, regions, and payment methods.

Which is cheaper, PaymentCloud or PayKings?

PaymentCloud charges ~3-7% while PayKings charges ~3-8%. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both PaymentCloud and PayKings together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. PaymentCloud and PayKings can complement each other depending on your needs.