Compare ProvidersFind the best payment solution for your business

Paystack logo

Paystack

Nigerian Market

A leading African payment gateway, acquired by Stripe in 2020, serving businesses across Nigeria, Ghana, South Africa, Kenya, and Côte d'Ivoire. Paystack offers excellent developer documentation, high payment success rates through intelligent routing, and support for local payment methods like bank transfers, USSD, and mobile money. The go-to choice for startups and established businesses in West and Southern Africa.

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VS
Flutterwave logo

Flutterwave

Pan-African Payments

A leading African payment platform that enables businesses to accept and send payments across the continent. Flutterwave supports cards, mobile money (M-Pesa and others), bank transfers, and USSD across Nigeria, Kenya, Ghana, and other African markets. An essential gateway for any business looking to tap into Africa's growing digital economy.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Paystack

1.5% + NGN 100

Flutterwave

1.4% (local), 3.8% (international)

Category
Paystack
regional
Flutterwave
regional
Available Regions
Paystack
Africa
Flutterwave
Africa
Key Features
Paystack
Instant Payments
Instant Sandbox
Startup Friendly
Flutterwave
Instant Payments
Startup Friendly
Instant Sandbox
SDKs & Libraries
Paystack

8 Available

Flutterwave

9 Available

Payment Methods
Paystack

10 Supported

Flutterwave

23 Supported

Common Ground

Shared Regions

Africa

Shared Features

Instant PaymentsInstant SandboxStartup Friendly

Frequently Asked Questions

What is the difference between Paystack and Flutterwave?

Paystack is best for nigerian market, while Flutterwave is best for pan-african payments. Paystack charges 1.5% + NGN 100 and Flutterwave charges 1.4% (local), 3.8% (international). They differ in supported features, regions, and payment methods.

Which is cheaper, Paystack or Flutterwave?

Paystack charges 1.5% + NGN 100 while Flutterwave charges 1.4% (local), 3.8% (international). The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Paystack and Flutterwave together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Paystack and Flutterwave can complement each other depending on your needs.