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Paystation logo

Paystation

NZ e-commerce

A New Zealand online payment specialist owned by Trade Me, serving as the official gateway provider for major NZ banks. Paystation offers e-commerce payments, daily settlements, and NZ-based support with integrations for Shopify, Xero, and WooCommerce.

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Stripe logo

Stripe

SaaS & Developers

A developer-first payment platform known for its exceptional API design and comprehensive documentation. Stripe offers a full suite of payment infrastructure tools supporting over 100 payment methods across 135+ currencies. Ideal for SaaS companies, startups, and any business that values a modern developer experience.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Paystation

2.25% + NZ$0.30

Stripe

2.9% + $0.30

Category
Paystation
traditional
Stripe
traditional
Available Regions
Paystation
Oceania
Stripe
North AmericaEuropeAsiaOceaniaLatin America
Key Features
Paystation
Startup Friendly
Stripe
Instant Payments
Instant Sandbox
Recurring Payments
Startup Friendly
SDKs & Libraries
Paystation

4 Available

Stripe

11 Available

Payment Methods
Paystation

5 Supported

Stripe

18 Supported

Common Ground

Shared Regions

Oceania

Shared Features

Startup Friendly

When to Choose Stripe

Choose Stripe if you need features like Instant Payments or Instant Sandbox, or your business operates in North America or Europe, or you want a broader feature set. With fees of 2.9% + $0.30, it's ideal for businesses focused on saas & developers.

Frequently Asked Questions

What is the difference between Paystation and Stripe?

Paystation is best for nz e-commerce, while Stripe is best for saas & developers. Paystation charges 2.25% + NZ$0.30 and Stripe charges 2.9% + $0.30. They differ in supported features, regions, and payment methods.

Which is cheaper, Paystation or Stripe?

Paystation charges 2.25% + NZ$0.30 while Stripe charges 2.9% + $0.30. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Paystation and Stripe together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Paystation and Stripe can complement each other depending on your needs.