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Plaid logo

Plaid

Bank Account Linking

The leading financial data aggregation platform that connects applications to users' bank accounts. Plaid powers bank account linking, verification, and balance checks for thousands of fintech apps, enabling features like instant account verification, transaction data access, and identity confirmation. The standard infrastructure layer for US and European fintech applications.

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Stripe logo

Stripe

SaaS & Developers

A developer-first payment platform known for its exceptional API design and comprehensive documentation. Stripe offers a full suite of payment infrastructure tools supporting over 100 payment methods across 135+ currencies. Ideal for SaaS companies, startups, and any business that values a modern developer experience.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Plaid

Contact for pricing

Stripe

2.9% + $0.30

Category
Plaidtraditional
Stripetraditional
Available Regions
Plaid
North AmericaEurope
Stripe
North AmericaEuropeAsiaOceaniaLatin America
Key Features
Plaid
✓
Instant Sandbox
✓
Startup Friendly
Stripe
✓
Instant Payments
✓
Instant Sandbox
✓
Recurring Payments
✓
Startup Friendly
SDKs & Libraries
Plaid

9 Available

Stripe

11 Available

Payment Methods
Plaid

3 Supported

Stripe

18 Supported

Common Ground

Shared Regions

North AmericaEurope

Shared Features

Instant SandboxStartup Friendly

View Plaid Details

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View Stripe Details

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