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Plaid
Bank Account Linking
The leading financial data aggregation platform that connects applications to users' bank accounts. Plaid powers bank account linking, verification, and balance checks for thousands of fintech apps, enabling features like instant account verification, transaction data access, and identity confirmation. The standard infrastructure layer for US and European fintech applications.
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Stripe
SaaS & Developers
A developer-first payment platform known for its exceptional API design and comprehensive documentation. Stripe offers a full suite of payment infrastructure tools supporting over 100 payment methods across 135+ currencies. Ideal for SaaS companies, startups, and any business that values a modern developer experience.
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Side-by-side feature breakdown
Contact for pricing
2.9% + $0.30
9 Available
11 Available
3 Supported
18 Supported
Common Ground
Shared Regions
Shared Features
When to Choose Stripe
Choose Stripe if you need features like Instant Payments or Recurring Payments, or your business operates in Asia or Oceania, or you want a broader feature set. With fees of 2.9% + $0.30, it's ideal for businesses focused on saas & developers.
Frequently Asked Questions
What is the difference between Plaid and Stripe?
Plaid is best for bank account linking, while Stripe is best for saas & developers. Plaid charges Contact for pricing and Stripe charges 2.9% + $0.30. They differ in supported features, regions, and payment methods.
Which is cheaper, Plaid or Stripe?
Plaid charges Contact for pricing while Stripe charges 2.9% + $0.30. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both Plaid and Stripe together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Plaid and Stripe can complement each other depending on your needs.