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PostFinance logo

PostFinance

Swiss merchants

A Swiss financial institution part of Swiss Post, offering payment and savings services for Switzerland and Liechtenstein. PostFinance provides TWINT integration, cards, mobile payments, and domestic/international payment processing with Swiss reliability.

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VS
Wise Business logo

Wise Business

Business International Transfers

The business version of Wise (formerly TransferWise), offering multi-currency accounts and international transfers at the real mid-market exchange rate. Wise Business provides local account details in major currencies, batch payments, and integrations with accounting software. Ideal for businesses that frequently send or receive international payments and want transparent, low-cost FX.

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Detailed Comparison

Side-by-side feature breakdown

Fees
PostFinance

1.2-1.8%

Wise Business

0.4-2% (varies by currency)

Category
PostFinance
traditional
Wise Business
traditional
Available Regions
PostFinance
Europe
Wise Business
North AmericaEuropeAsiaOceaniaLatin America
Key Features
PostFinance
Low Fees
Startup Friendly
Wise Business
Low Fees
Instant Payments
Startup Friendly
SDKs & Libraries
PostFinance

4 Available

Wise Business

5 Available

Payment Methods
PostFinance

6 Supported

Wise Business

7 Supported

Common Ground

Shared Regions

Europe

Shared Features

Low FeesStartup Friendly

When to Choose Wise Business

Choose Wise Business if you need features like Instant Payments, or your business operates in North America or Asia, or you want a broader feature set. With fees of 0.4-2% (varies by currency), it's ideal for businesses focused on business international transfers.

Frequently Asked Questions

What is the difference between PostFinance and Wise Business?

PostFinance is best for swiss merchants, while Wise Business is best for business international transfers. PostFinance charges 1.2-1.8% and Wise Business charges 0.4-2% (varies by currency). They differ in supported features, regions, and payment methods.

Which is cheaper, PostFinance or Wise Business?

PostFinance charges 1.2-1.8% while Wise Business charges 0.4-2% (varies by currency). The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both PostFinance and Wise Business together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. PostFinance and Wise Business can complement each other depending on your needs.