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Razorpay logo

Razorpay

Indian Startups

India's leading payment gateway, purpose-built for the Indian market and its unique payment landscape. Razorpay supports UPI, cards, wallets, netbanking, EMI options, and 100+ other payment methods with fast onboarding for startups. Known for its developer-friendly approach and strong presence among Indian startups and growing businesses.

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Flutterwave logo

Flutterwave

Pan-African Payments

A leading African payment platform that enables businesses to accept and send payments across the continent. Flutterwave supports cards, mobile money (M-Pesa and others), bank transfers, and USSD across Nigeria, Kenya, Ghana, and other African markets. An essential gateway for any business looking to tap into Africa's growing digital economy.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Razorpay

2% + GST

Flutterwave

1.4% (local), 3.8% (international)

Category
Razorpay
regional
Flutterwave
regional
Available Regions
Razorpay
Asia
Flutterwave
Africa
Key Features
Razorpay
Instant Payments
Instant Sandbox
Startup Friendly
Recurring Payments
Flutterwave
Instant Payments
Startup Friendly
Instant Sandbox
SDKs & Libraries
Razorpay

8 Available

Flutterwave

9 Available

Payment Methods
Razorpay

16 Supported

Flutterwave

23 Supported

Common Ground

Shared Features

Instant PaymentsInstant SandboxStartup Friendly

When to Choose Razorpay

Choose Razorpay if you need features like Recurring Payments, or your business operates in Asia, or you want a broader feature set. With fees of 2% + GST, it's ideal for businesses focused on indian startups.

When to Choose Flutterwave

Choose Flutterwave if your business operates in Africa. With fees of 1.4% (local), 3.8% (international), it's ideal for businesses focused on pan-african payments.

Frequently Asked Questions

What is the difference between Razorpay and Flutterwave?

Razorpay is best for indian startups, while Flutterwave is best for pan-african payments. Razorpay charges 2% + GST and Flutterwave charges 1.4% (local), 3.8% (international). They differ in supported features, regions, and payment methods.

Which is cheaper, Razorpay or Flutterwave?

Razorpay charges 2% + GST while Flutterwave charges 1.4% (local), 3.8% (international). The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Razorpay and Flutterwave together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Razorpay and Flutterwave can complement each other depending on your needs.