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Sezzle logo

Sezzle

Interest-Free Installments

A North American buy now, pay later platform known for its interest-free pay-in-4 model over six weeks. Sezzle operates as a Public Benefit Corporation and offers a virtual card that works anywhere Visa is accepted. Popular with younger consumers and merchants looking for an accessible BNPL option with high approval rates.

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Stripe logo

Stripe

SaaS & Developers

A developer-first payment platform known for its exceptional API design and comprehensive documentation. Stripe offers a full suite of payment infrastructure tools supporting over 100 payment methods across 135+ currencies. Ideal for SaaS companies, startups, and any business that values a modern developer experience.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Sezzle

6% + $0.30

Stripe

2.9% + $0.30

Category
Sezzle
traditional
Stripe
traditional
Available Regions
Sezzle
North AmericaOceania
Stripe
North AmericaEuropeAsiaOceaniaLatin America
Key Features
Sezzle
Startup Friendly
Stripe
Instant Payments
Instant Sandbox
Recurring Payments
Startup Friendly
SDKs & Libraries
Sezzle

3 Available

Stripe

11 Available

Payment Methods
Sezzle

7 Supported

Stripe

18 Supported

Common Ground

Shared Regions

North AmericaOceania

Shared Features

Startup Friendly

When to Choose Stripe

Choose Stripe if you need features like Instant Payments or Instant Sandbox, or your business operates in Europe or Asia, or you want a broader feature set. With fees of 2.9% + $0.30, it's ideal for businesses focused on saas & developers.

Frequently Asked Questions

What is the difference between Sezzle and Stripe?

Sezzle is best for interest-free installments, while Stripe is best for saas & developers. Sezzle charges 6% + $0.30 and Stripe charges 2.9% + $0.30. They differ in supported features, regions, and payment methods.

Which is cheaper, Sezzle or Stripe?

Sezzle charges 6% + $0.30 while Stripe charges 2.9% + $0.30. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Sezzle and Stripe together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Sezzle and Stripe can complement each other depending on your needs.