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Shift4 logo

Shift4

Hospitality & Retail

An end-to-end payment and commerce platform with deep specialization in the hospitality and retail industries. Shift4 offers integrated POS systems and payment processing with competitive interchange-plus pricing. Well-suited for restaurants, hotels, and retailers who want a unified commerce solution.

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VS
Square logo

Square

Retail & Restaurants

An all-in-one commerce platform that combines payment processing with point-of-sale hardware and business management tools. Square is particularly popular with retail stores, restaurants, and service businesses that need integrated solutions for payments, inventory, and staff management. Their hardware ecosystem and free baseline tier make it accessible for small businesses to get started quickly.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Shift4

0.05% + $0.03 above interchange

Square

2.6% + $0.10 (in-person), 2.9% + $0.30 (online)

Category
Shift4traditional
Squaretraditional
Available Regions
Shift4
North AmericaEurope
Square
North AmericaEuropeAsiaOceania
Key Features
Shift4
Instant Payments
Startup Friendly
Square
Instant Payments
Startup Friendly
Instant Sandbox
Recurring Payments
SDKs & Libraries
Shift4

7 Available

Square

7 Available

Payment Methods
Shift4

9 Supported

Square

13 Supported

Common Ground

Shared Regions

North AmericaEurope

Shared Features

Instant PaymentsStartup Friendly