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SumUp
Small EU businesses
A mobile-first payment solution for small businesses in 35+ countries, offering affordable card readers and straightforward pricing. SumUp makes it easy for solo entrepreneurs, market vendors, and small retailers to accept card and contactless payments with no monthly fees. A popular Square alternative in Europe and beyond.
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Zettle
EU retail
A PayPal-owned mobile POS solution for small businesses across Europe and Latin America. Zettle provides card readers, contactless payments, and e-commerce integration with transparent flat-rate pricing. Particularly popular in the Nordics where it integrates with local payment method Swish.
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Side-by-side feature breakdown
Fees
SumUp
1.69% (UK/EU)
Zettle
1.75% (UK/EU)
Category
SumUptraditional
Zettletraditional
Available Regions
SumUp
EuropeLatin America
Zettle
EuropeLatin America
Key Features
SumUp
✓
Low Fees✓
Startup FriendlyZettle
✓
Low Fees✓
Startup FriendlySDKs & Libraries
SumUp
3 Available
Zettle
3 Available
Payment Methods
SumUp
7 Supported
Zettle
6 Supported
Common Ground
Shared Regions
EuropeLatin America
Shared Features
Low FeesStartup Friendly