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Swipesum

Finding best rates

A payment consulting service that helps businesses find the best processing rates through audits and negotiations. Swipesum acts as a marketplace and advisor, analyzing statements and matching merchants with suitable processors. Useful for businesses unsure which provider fits their needs or wanting to reduce existing processing costs.

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Stax logo

Stax

High-volume businesses

A membership-based payment processor offering interchange-plus pricing with a flat monthly fee instead of percentage markups. Stax is designed for high-volume businesses that want to save on processing costs by paying wholesale rates. Includes card processing, ACH, invoicing, and business management tools.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Swipesum

Varies by provider

Stax

$99+/month + interchange

Category
Swipesum
traditional
Stax
traditional
Available Regions
Swipesum
North America
Stax
North America
Key Features
Swipesum
Low Fees
Stax
Low Fees
Enterprise
Recurring Payments
SDKs & Libraries
Swipesum

1 Available

Stax

2 Available

Payment Methods
Swipesum

5 Supported

Stax

9 Supported

Common Ground

Shared Regions

North America

Shared Features

Low Fees

When to Choose Stax

Choose Stax if you need features like Enterprise or Recurring Payments, or you want a broader feature set. With fees of $99+/month + interchange, it's ideal for businesses focused on high-volume businesses.

Frequently Asked Questions

What is the difference between Swipesum and Stax?

Swipesum is best for finding best rates, while Stax is best for high-volume businesses. Swipesum charges Varies by provider and Stax charges $99+/month + interchange. They differ in supported features, regions, and payment methods.

Which is cheaper, Swipesum or Stax?

Swipesum charges Varies by provider while Stax charges $99+/month + interchange. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Swipesum and Stax together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Swipesum and Stax can complement each other depending on your needs.