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Synapse logo

Synapse

US Neo-Banking

A former banking-as-a-service platform that shut down operations in 2024. Note: Synapse is included for historical reference only and is no longer operational. Businesses should seek alternative BaaS providers.

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VS
Stripe logo

Stripe

SaaS & Developers

A developer-first payment platform known for its exceptional API design and comprehensive documentation. Stripe offers a full suite of payment infrastructure tools supporting over 100 payment methods across 135+ currencies. Ideal for SaaS companies, startups, and any business that values a modern developer experience.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Synapse

Contact for pricing

Stripe

2.9% + $0.30

Category
Synapse
traditional
Stripe
traditional
Available Regions
Synapse
North America
Stripe
North AmericaEuropeAsiaOceaniaLatin America
Key Features
Synapse
Startup Friendly
Stripe
Instant Payments
Instant Sandbox
Recurring Payments
Startup Friendly
SDKs & Libraries
Synapse

5 Available

Stripe

11 Available

Payment Methods
Synapse

3 Supported

Stripe

18 Supported

Common Ground

Shared Regions

North America

Shared Features

Startup Friendly

When to Choose Stripe

Choose Stripe if you need features like Instant Payments or Instant Sandbox, or your business operates in Europe or Asia, or you want a broader feature set. With fees of 2.9% + $0.30, it's ideal for businesses focused on saas & developers.

Frequently Asked Questions

What is the difference between Synapse and Stripe?

Synapse is best for us neo-banking, while Stripe is best for saas & developers. Synapse charges Contact for pricing and Stripe charges 2.9% + $0.30. They differ in supported features, regions, and payment methods.

Which is cheaper, Synapse or Stripe?

Synapse charges Contact for pricing while Stripe charges 2.9% + $0.30. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Synapse and Stripe together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Synapse and Stripe can complement each other depending on your needs.