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Tink logo

Tink

European Open Banking

A Visa-owned European open banking platform connecting to over 6,000 banks for account data and payment initiation. Tink enables pay-by-bank, account verification, and financial data enrichment for banks and fintechs across Europe. A leader in the European open banking ecosystem, serving major financial institutions.

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VS
Trustly logo

Trustly

Pay by Bank (A2A)

A leading pay-by-bank provider that enables direct bank transfers as an alternative to card payments. Trustly connects to over 12,000 banks across 30+ countries in Europe and North America, offering instant account-to-account payments with lower processing costs than traditional card networks. Particularly strong in gaming, subscription services, and financial services where bank-based payments reduce friction and churn.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Tink

Contact for pricing

Trustly

~1-2%

Category
Tink
traditional
Trustly
traditional
Available Regions
Tink
Europe
Trustly
EuropeNorth America
Key Features
Tink
Enterprise
Trustly
Instant Payments
Recurring Payments
Enterprise
SDKs & Libraries
Tink

6 Available

Trustly

4 Available

Payment Methods
Tink

5 Supported

Trustly

5 Supported

Common Ground

Shared Regions

Europe

Shared Features

Enterprise

When to Choose Trustly

Choose Trustly if you need features like Instant Payments or Recurring Payments, or your business operates in North America, or you want a broader feature set. With fees of ~1-2%, it's ideal for businesses focused on pay by bank (a2a).

Frequently Asked Questions

What is the difference between Tink and Trustly?

Tink is best for european open banking, while Trustly is best for pay by bank (a2a). Tink charges Contact for pricing and Trustly charges ~1-2%. They differ in supported features, regions, and payment methods.

Which is cheaper, Tink or Trustly?

Tink charges Contact for pricing while Trustly charges ~1-2%. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Tink and Trustly together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Tink and Trustly can complement each other depending on your needs.