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Trustly logo

Trustly

Pay by Bank (A2A)

A leading pay-by-bank provider that enables direct bank transfers as an alternative to card payments. Trustly connects to over 12,000 banks across 30+ countries in Europe and North America, offering instant account-to-account payments with lower processing costs than traditional card networks. Particularly strong in gaming, subscription services, and financial services where bank-based payments reduce friction and churn.

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VS
ACI Worldwide logo

ACI Worldwide

Real-time payments

A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Trustly

~1-2%

ACI Worldwide

Contact for pricing

Category
Trustly
traditional
ACI Worldwide
traditional
Available Regions
Trustly
EuropeNorth America
ACI Worldwide
North AmericaEuropeAsiaLatin AmericaOceaniaAfrica
Key Features
Trustly
Instant Payments
Recurring Payments
Enterprise
ACI Worldwide
Enterprise
Instant Payments
SDKs & Libraries
Trustly

4 Available

ACI Worldwide

3 Available

Payment Methods
Trustly

5 Supported

ACI Worldwide

22 Supported

Common Ground

Shared Regions

EuropeNorth America

Shared Features

Instant PaymentsEnterprise

When to Choose Trustly

Choose Trustly if you need features like Recurring Payments, or you want a broader feature set. With fees of ~1-2%, it's ideal for businesses focused on pay by bank (a2a).

When to Choose ACI Worldwide

Choose ACI Worldwide if your business operates in Asia or Latin America. With fees of Contact for pricing, it's ideal for businesses focused on real-time payments.

Frequently Asked Questions

What is the difference between Trustly and ACI Worldwide?

Trustly is best for pay by bank (a2a), while ACI Worldwide is best for real-time payments. Trustly charges ~1-2% and ACI Worldwide charges Contact for pricing. They differ in supported features, regions, and payment methods.

Which is cheaper, Trustly or ACI Worldwide?

Trustly charges ~1-2% while ACI Worldwide charges Contact for pricing. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Trustly and ACI Worldwide together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Trustly and ACI Worldwide can complement each other depending on your needs.