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Viva Wallet logo

Viva Wallet

European SMEs

A European neobank and payment provider offering POS terminals, online payments, and business accounts with IBAN across 23 European countries. Viva Wallet combines payment acceptance with banking services, providing same-day settlement and competitive rates for European SMEs.

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SumUp logo

SumUp

Small EU businesses

A mobile-first payment solution for small businesses in 35+ countries, offering affordable card readers and straightforward pricing. SumUp makes it easy for solo entrepreneurs, market vendors, and small retailers to accept card and contactless payments with no monthly fees. A popular Square alternative in Europe and beyond.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Viva Wallet

From 1.20% + €0.05

SumUp

1.69% (UK/EU)

Category
Viva Wallettraditional
SumUptraditional
Available Regions
Viva Wallet
Europe
SumUp
EuropeLatin America
Key Features
Viva Wallet
Low Fees
Startup Friendly
SumUp
Low Fees
Startup Friendly
SDKs & Libraries
Viva Wallet

4 Available

SumUp

3 Available

Payment Methods
Viva Wallet

9 Supported

SumUp

7 Supported

Common Ground

Shared Regions

Europe

Shared Features

Low FeesStartup Friendly