Compare ProvidersFind the best payment solution for your business

Viva Wallet logo

Viva Wallet

European SMEs

A European neobank and payment provider offering POS terminals, online payments, and business accounts with IBAN across 23 European countries. Viva Wallet combines payment acceptance with banking services, providing same-day settlement and competitive rates for European SMEs.

Visit Viva Wallet
VS
SumUp logo

SumUp

Small EU businesses

A mobile-first payment solution for small businesses in 35+ countries, offering affordable card readers and straightforward pricing. SumUp makes it easy for solo entrepreneurs, market vendors, and small retailers to accept card and contactless payments with no monthly fees. A popular Square alternative in Europe and beyond.

Visit SumUp

Detailed Comparison

Side-by-side feature breakdown

Fees
Viva Wallet

From 1.20% + €0.05

SumUp

1.69% (UK/EU)

Category
Viva Wallet
traditional
SumUp
traditional
Available Regions
Viva Wallet
Europe
SumUp
EuropeLatin America
Key Features
Viva Wallet
Low Fees
Startup Friendly
SumUp
Low Fees
Startup Friendly
SDKs & Libraries
Viva Wallet

4 Available

SumUp

3 Available

Payment Methods
Viva Wallet

9 Supported

SumUp

7 Supported

Common Ground

Shared Regions

Europe

Shared Features

Low FeesStartup Friendly

When to Choose SumUp

Choose SumUp if your business operates in Latin America. With fees of 1.69% (UK/EU), it's ideal for businesses focused on small eu businesses.

Frequently Asked Questions

What is the difference between Viva Wallet and SumUp?

Viva Wallet is best for european smes, while SumUp is best for small eu businesses. Viva Wallet charges From 1.20% + €0.05 and SumUp charges 1.69% (UK/EU). They differ in supported features, regions, and payment methods.

Which is cheaper, Viva Wallet or SumUp?

Viva Wallet charges From 1.20% + €0.05 while SumUp charges 1.69% (UK/EU). The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Viva Wallet and SumUp together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Viva Wallet and SumUp can complement each other depending on your needs.