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VNPay logo

VNPay

Vietnamese market

Vietnam's leading digital payment platform connecting over 35 banks and 100+ services. VNPay enables QR code payments, e-commerce checkout, bill payments, and mobile banking across the country. A critical payment gateway for businesses entering Vietnam's fast-growing digital economy.

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ZaloPay logo

ZaloPay

Vietnamese e-wallet

A leading Vietnamese e-wallet developed by VNG Corporation, deeply integrated with the popular Zalo social platform. ZaloPay offers mobile payments, bill payments, and money transfers, ranking among the top three e-wallets in Vietnam. Its strong presence in gaming and social commerce makes it well-suited for businesses targeting Vietnamese consumers.

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Detailed Comparison

Side-by-side feature breakdown

Fees
VNPay

1.1% - 2.2%

ZaloPay

1% - 2%

Category
VNPay
regional
ZaloPay
regional
Available Regions
VNPay
Asia
ZaloPay
Asia
Key Features
VNPay
Low Fees
ZaloPay
Low Fees
Startup Friendly
SDKs & Libraries
VNPay

6 Available

ZaloPay

3 Available

Payment Methods
VNPay

5 Supported

ZaloPay

5 Supported

Common Ground

Shared Regions

Asia

Shared Features

Low Fees

When to Choose ZaloPay

Choose ZaloPay if you need features like Startup Friendly, or you want a broader feature set. With fees of 1% - 2%, it's ideal for businesses focused on vietnamese e-wallet.

Frequently Asked Questions

What is the difference between VNPay and ZaloPay?

VNPay is best for vietnamese market, while ZaloPay is best for vietnamese e-wallet. VNPay charges 1.1% - 2.2% and ZaloPay charges 1% - 2%. They differ in supported features, regions, and payment methods.

Which is cheaper, VNPay or ZaloPay?

VNPay charges 1.1% - 2.2% while ZaloPay charges 1% - 2%. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both VNPay and ZaloPay together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. VNPay and ZaloPay can complement each other depending on your needs.