Compare ProvidersFind the best payment solution for your business

Windcave
NZ merchants
A New Zealand-based payment gateway offering PCI-compliant omni-channel payment solutions. Windcave serves retail, online, call centre, and unattended environments with global acquiring capabilities and data insights for merchants.
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ACI Worldwide
Real-time payments
A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.
Visit ACI WorldwideDetailed Comparison
Side-by-side feature breakdown
1.75-2.5%
Contact for pricing
7 Available
3 Available
9 Supported
22 Supported
Common Ground
Shared Regions
Shared Features
When to Choose ACI Worldwide
Choose ACI Worldwide if you need features like Instant Payments, or your business operates in North America or Europe, or you want a broader feature set. With fees of Contact for pricing, it's ideal for businesses focused on real-time payments.
Frequently Asked Questions
What is the difference between Windcave and ACI Worldwide?
Windcave is best for nz merchants, while ACI Worldwide is best for real-time payments. Windcave charges 1.75-2.5% and ACI Worldwide charges Contact for pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Windcave or ACI Worldwide?
Windcave charges 1.75-2.5% while ACI Worldwide charges Contact for pricing. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both Windcave and ACI Worldwide together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Windcave and ACI Worldwide can complement each other depending on your needs.