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Xfers logo

Xfers

Singapore fintech

A Singapore Major Payment Institution now part of the HitPay ecosystem, offering payment infrastructure across Southeast Asia. Xfers supports 700+ payment methods including PayNow, GrabPay, and regional e-wallets, regulated by MAS.

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VS
GrabPay logo

GrabPay

Southeast Asian Super-app

The e-wallet arm of Grab, Southeast Asia's leading super-app with over 100 million users across eight countries. GrabPay enables QR code payments, online checkout, and peer-to-peer transfers, deeply integrated with Grab's ride-hailing and food delivery ecosystem. Essential for merchants targeting consumers in Singapore, Malaysia, Indonesia, Thailand, Vietnam, and the Philippines.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Xfers

2.9% + $0.50

GrabPay

2-3%

Category
Xfers
regional
GrabPay
regional
Available Regions
Xfers
Asia
GrabPay
Asiasoutheast-asia
Key Features
Xfers
Crypto Support
Startup Friendly
GrabPay
Instant Payments
Startup Friendly
SDKs & Libraries
Xfers

5 Available

GrabPay

4 Available

Payment Methods
Xfers

7 Supported

GrabPay

8 Supported

Common Ground

Shared Regions

Asia

Shared Features

Startup Friendly

When to Choose Xfers

Choose Xfers if you need features like Crypto Support. With fees of 2.9% + $0.50, it's ideal for businesses focused on singapore fintech.

When to Choose GrabPay

Choose GrabPay if you need features like Instant Payments, or your business operates in southeast-asia. With fees of 2-3%, it's ideal for businesses focused on southeast asian super-app.

Frequently Asked Questions

What is the difference between Xfers and GrabPay?

Xfers is best for singapore fintech, while GrabPay is best for southeast asian super-app. Xfers charges 2.9% + $0.50 and GrabPay charges 2-3%. They differ in supported features, regions, and payment methods.

Which is cheaper, Xfers or GrabPay?

Xfers charges 2.9% + $0.50 while GrabPay charges 2-3%. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Xfers and GrabPay together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Xfers and GrabPay can complement each other depending on your needs.