Compare ProvidersFind the best payment solution for your business

Yoco
South African SMEs
South Africa's leading payment provider for small and medium businesses, offering card acceptance and point-of-sale solutions. Yoco provides affordable hardware and simple pricing designed specifically for SMEs in the South African market.
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Flutterwave
Pan-African Payments
A leading African payment platform that enables businesses to accept and send payments across the continent. Flutterwave supports cards, mobile money (M-Pesa and others), bank transfers, and USSD across Nigeria, Kenya, Ghana, and other African markets. An essential gateway for any business looking to tap into Africa's growing digital economy.
Visit FlutterwaveDetailed Comparison
Side-by-side feature breakdown
2.95%
1.4% (local), 3.8% (international)
3 Available
9 Available
6 Supported
23 Supported
Common Ground
Shared Regions
Shared Features
When to Choose Flutterwave
Choose Flutterwave if you need features like Instant Payments or Instant Sandbox, or you want a broader feature set. With fees of 1.4% (local), 3.8% (international), it's ideal for businesses focused on pan-african payments.
Frequently Asked Questions
What is the difference between Yoco and Flutterwave?
Yoco is best for south african smes, while Flutterwave is best for pan-african payments. Yoco charges 2.95% and Flutterwave charges 1.4% (local), 3.8% (international). They differ in supported features, regions, and payment methods.
Which is cheaper, Yoco or Flutterwave?
Yoco charges 2.95% while Flutterwave charges 1.4% (local), 3.8% (international). The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both Yoco and Flutterwave together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Yoco and Flutterwave can complement each other depending on your needs.