Compare ProvidersFind the best payment solution for your business

Yoco logo

Yoco

South African SMEs

South Africa's leading payment provider for small and medium businesses, offering card acceptance and point-of-sale solutions. Yoco provides affordable hardware and simple pricing designed specifically for SMEs in the South African market.

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VS
Flutterwave logo

Flutterwave

Pan-African Payments

A leading African payment platform that enables businesses to accept and send payments across the continent. Flutterwave supports cards, mobile money (M-Pesa and others), bank transfers, and USSD across Nigeria, Kenya, Ghana, and other African markets. An essential gateway for any business looking to tap into Africa's growing digital economy.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Yoco

2.95%

Flutterwave

1.4% (local), 3.8% (international)

Category
Yoco
regional
Flutterwave
regional
Available Regions
Yoco
Africa
Flutterwave
Africa
Key Features
Yoco
Startup Friendly
Flutterwave
Instant Payments
Startup Friendly
Instant Sandbox
SDKs & Libraries
Yoco

3 Available

Flutterwave

9 Available

Payment Methods
Yoco

6 Supported

Flutterwave

23 Supported

Common Ground

Shared Regions

Africa

Shared Features

Startup Friendly

When to Choose Flutterwave

Choose Flutterwave if you need features like Instant Payments or Instant Sandbox, or you want a broader feature set. With fees of 1.4% (local), 3.8% (international), it's ideal for businesses focused on pan-african payments.

Frequently Asked Questions

What is the difference between Yoco and Flutterwave?

Yoco is best for south african smes, while Flutterwave is best for pan-african payments. Yoco charges 2.95% and Flutterwave charges 1.4% (local), 3.8% (international). They differ in supported features, regions, and payment methods.

Which is cheaper, Yoco or Flutterwave?

Yoco charges 2.95% while Flutterwave charges 1.4% (local), 3.8% (international). The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Yoco and Flutterwave together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Yoco and Flutterwave can complement each other depending on your needs.