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Zelle
Bank transfers
The leading US person-to-person instant payment network integrated directly into banking apps. Zelle enables real-time bank-to-bank transfers without fees for consumers, making it ubiquitous for peer payments across American financial institutions.
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Wise Business
Business International Transfers
The business version of Wise (formerly TransferWise), offering multi-currency accounts and international transfers at the real mid-market exchange rate. Wise Business provides local account details in major currencies, batch payments, and integrations with accounting software. Ideal for businesses that frequently send or receive international payments and want transparent, low-cost FX.
Visit Wise BusinessDetailed Comparison
Side-by-side feature breakdown
Free for consumers
0.4-2% (varies by currency)
1 Available
5 Available
2 Supported
7 Supported
Common Ground
Shared Regions
Shared Features
When to Choose Wise Business
Choose Wise Business if you need features like Startup Friendly, or your business operates in Europe or Asia, or you want a broader feature set. With fees of 0.4-2% (varies by currency), it's ideal for businesses focused on business international transfers.
Frequently Asked Questions
What is the difference between Zelle and Wise Business?
Zelle is best for bank transfers, while Wise Business is best for business international transfers. Zelle charges Free for consumers and Wise Business charges 0.4-2% (varies by currency). They differ in supported features, regions, and payment methods.
Which is cheaper, Zelle or Wise Business?
Zelle charges Free for consumers while Wise Business charges 0.4-2% (varies by currency). The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both Zelle and Wise Business together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Zelle and Wise Business can complement each other depending on your needs.