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Zelle logo

Zelle

Bank transfers

The leading US person-to-person instant payment network integrated directly into banking apps. Zelle enables real-time bank-to-bank transfers without fees for consumers, making it ubiquitous for peer payments across American financial institutions.

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VS
Wise Business logo

Wise Business

Business International Transfers

The business version of Wise (formerly TransferWise), offering multi-currency accounts and international transfers at the real mid-market exchange rate. Wise Business provides local account details in major currencies, batch payments, and integrations with accounting software. Ideal for businesses that frequently send or receive international payments and want transparent, low-cost FX.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Zelle

Free for consumers

Wise Business

0.4-2% (varies by currency)

Category
Zelletraditional
Wise Businesstraditional
Available Regions
Zelle
North America
Wise Business
North AmericaEuropeAsiaOceaniaLatin America
Key Features
Zelle
Low Fees
Instant Payments
Wise Business
Low Fees
Instant Payments
Startup Friendly
SDKs & Libraries
Zelle

1 Available

Wise Business

5 Available

Payment Methods
Zelle

2 Supported

Wise Business

7 Supported

Common Ground

Shared Regions

North America

Shared Features

Low FeesInstant Payments