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Zettle logo

Zettle

EU retail

A PayPal-owned mobile POS solution for small businesses across Europe and Latin America. Zettle provides card readers, contactless payments, and e-commerce integration with transparent flat-rate pricing. Particularly popular in the Nordics where it integrates with local payment method Swish.

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SumUp logo

SumUp

Small EU businesses

A mobile-first payment solution for small businesses in 35+ countries, offering affordable card readers and straightforward pricing. SumUp makes it easy for solo entrepreneurs, market vendors, and small retailers to accept card and contactless payments with no monthly fees. A popular Square alternative in Europe and beyond.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Zettle

1.75% (UK/EU)

SumUp

1.69% (UK/EU)

Category
Zettle
traditional
SumUp
traditional
Available Regions
Zettle
EuropeLatin America
SumUp
EuropeLatin America
Key Features
Zettle
Low Fees
Startup Friendly
SumUp
Low Fees
Startup Friendly
SDKs & Libraries
Zettle

3 Available

SumUp

3 Available

Payment Methods
Zettle

6 Supported

SumUp

7 Supported

Common Ground

Shared Regions

EuropeLatin America

Shared Features

Low FeesStartup Friendly

Frequently Asked Questions

What is the difference between Zettle and SumUp?

Zettle is best for eu retail, while SumUp is best for small eu businesses. Zettle charges 1.75% (UK/EU) and SumUp charges 1.69% (UK/EU). They differ in supported features, regions, and payment methods.

Which is cheaper, Zettle or SumUp?

Zettle charges 1.75% (UK/EU) while SumUp charges 1.69% (UK/EU). The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both Zettle and SumUp together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Zettle and SumUp can complement each other depending on your needs.