Compare ProvidersFind the best payment solution for your business
Affirm
Installment Loans
A leading buy now, pay later platform in the United States, offering consumers flexible payment options from pay-in-4 to longer-term installment loans. Affirm partners with major retailers to provide transparent financing with no hidden fees for consumers. Popular among e-commerce merchants looking to increase average order value and conversion rates.
Visit Affirm
Sezzle
Interest-Free Installments
A North American buy now, pay later platform known for its interest-free pay-in-4 model over six weeks. Sezzle operates as a Public Benefit Corporation and offers a virtual card that works anywhere Visa is accepted. Popular with younger consumers and merchants looking for an accessible BNPL option with high approval rates.
Visit SezzleDetailed Comparison
Side-by-side feature breakdown
~6% + $0.30
6% + $0.30
6 Available
3 Available
6 Supported
7 Supported
Common Ground
Shared Regions
When to Choose Sezzle
Choose Sezzle if you need features like Startup Friendly, or your business operates in Oceania, or you want a broader feature set. With fees of 6% + $0.30, it's ideal for businesses focused on interest-free installments.
Frequently Asked Questions
What is the difference between Affirm and Sezzle?
Affirm is best for installment loans, while Sezzle is best for interest-free installments. Affirm charges ~6% + $0.30 and Sezzle charges 6% + $0.30. They differ in supported features, regions, and payment methods.
Which is cheaper, Affirm or Sezzle?
Affirm charges ~6% + $0.30 while Sezzle charges 6% + $0.30. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both Affirm and Sezzle together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Affirm and Sezzle can complement each other depending on your needs.