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Affirm logo

Affirm

Installment Loans

A leading buy now, pay later platform in the United States, offering consumers flexible payment options from pay-in-4 to longer-term installment loans. Affirm partners with major retailers to provide transparent financing with no hidden fees for consumers. Popular among e-commerce merchants looking to increase average order value and conversion rates.

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VS
Sezzle logo

Sezzle

Interest-Free Installments

A North American buy now, pay later platform known for its interest-free pay-in-4 model over six weeks. Sezzle operates as a Public Benefit Corporation and offers a virtual card that works anywhere Visa is accepted. Popular with younger consumers and merchants looking for an accessible BNPL option with high approval rates.

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Detailed Comparison

Side-by-side feature breakdown

Fees
Affirm

~6% + $0.30

Sezzle

6% + $0.30

Category
Affirmtraditional
Sezzletraditional
Available Regions
Affirm
North America
Sezzle
North AmericaOceania
Key Features
Affirm
Sezzle
✓
Startup Friendly
SDKs & Libraries
Affirm

6 Available

Sezzle

3 Available

Payment Methods
Affirm

6 Supported

Sezzle

7 Supported

Common Ground

Shared Regions

North America

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View Sezzle Details

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