Affirm logo
traditional San Francisco, California

Affirm

A leading buy now, pay later platform in the United States, offering consumers flexible payment options from pay-in-4 to longer-term installment loans. Affirm partners with major retailers to provide transparent financing with no hidden fees for consumers. Popular among e-commerce merchants looking to increase average order value and conversion rates.

Fees from
~6% + $0.30
Settlement
1–3 business days
Coverage
3 countries
Payment methods
5
Dev tools
Sandbox Webhooks

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Affirm overview

Best for

Installment Loans

Key features

Recurring Payments

Affirm pricing & fees

Pricing structure

Pricing
~6% + $0.30
Your business must be registered in
Not disclosed
Headquarters
San Francisco, California
Founded
2012

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Affirm settlement & payouts

Payouts

Settlement time
1–3 business days
Settlement currencies
Not collected yet

Affirm API & integration

API Profile

Sandbox
Available
Webhooks
Supported

Platforms

MobileOnline

Official SDKs

AndroidiOSNodePHPPYTHONRUBY

Affirm coverage & payment methods

Regions

EuropeNorth America

Supported countries

3 countries
CAGBUS

Payment methods

AffirmApple PayBnplDebit CardInstallments

Affirm licensing & compliance

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Licenses, regulators, registry records and legal entities for Affirm — free with a PaymentProviders account.

3 legal entities · regulated in 1 jurisdiction

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