Traditional Payment Providers

Digital Goods

A global payment platform now owned by Verifone, with particular strength in digital goods and subscription billing. 2Checkout supports 45+ payment methods across 200+ countries with built-in tax management and localized checkout experiences. A solid choice for SaaS companies and digital product sellers needing global reach.

Real-time payments

A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.

Platforms & Marketplaces

A global payment platform designed for enterprise businesses and high-growth companies. Adyen provides end-to-end payment processing with unified commerce capabilities, supporting 250+ payment methods across online, mobile, and in-store channels. Known for serving large marketplaces and platforms that need a single integration for global operations.

Professional services

A payment platform built for professional services including legal (LawPay), accounting (CPACharge), and associations. AffiniPay (now 8am) handles industry-specific compliance requirements like IOLTA trust accounting for law firms. Designed for professionals who need compliant payment acceptance with specialized billing features.

Installment Loans

A leading buy now, pay later platform in the United States, offering consumers flexible payment options from pay-in-4 to longer-term installment loans. Affirm partners with major retailers to provide transparent financing with no hidden fees for consumers. Popular among e-commerce merchants looking to increase average order value and conversion rates.

BNPL Pioneer

One of the pioneers of buy now, pay later, now owned by Block (Square) and integrated with Cash App. Afterpay offers interest-free pay-in-4 installments and longer-term payment plans, available at thousands of retailers in the US, UK, Australia, and New Zealand. Popular for its consumer-friendly approach with no interest and no credit score impact.

E-commerce checkout

Amazon's online payment service letting customers pay on external sites using their Amazon account credentials. Amazon Pay offers fast checkout leveraging the trust and convenience of Amazon, helping merchants increase conversion rates.

Mobile & contactless payments

Apple's mobile payment and digital wallet built into iPhone, Apple Watch, Mac, and iPad. Apple Pay enables contactless payments with Face ID/Touch ID security and is widely accepted at retailers globally, with strong privacy protections.

Advanced Fraud Detection

One of the longest-running US payment gateways, founded in 1996 and now owned by Visa. Authorize.Net offers reliable card processing with an Advanced Fraud Detection Suite and strong recurring billing capabilities. A trusted choice for established US businesses, especially those needing virtual terminal and phone order support.

B2B Payments

A payment orchestration platform now part of Payroc, specializing in B2B payments and subscription billing. BlueSnap offers local acquiring in 50 countries with native integrations for popular ERP and e-commerce platforms like NetSuite, BigCommerce, and Zuora. A strong fit for SaaS and B2B companies with global invoicing and subscription needs.

Mobile Apps

A PayPal-owned payment platform known for its developer-friendly SDKs and strong mobile integration. Braintree provides seamless access to PayPal, Venmo, and card payments through a single integration, making it popular among mobile apps and marketplaces. Offers a transparent Drop-in UI that simplifies checkout implementation.

Benelux SMEs

A Dutch payment service provider offering over 40 payment methods with a focus on the Benelux region. Buckaroo provides payment terminals, subscription management, and credit services, serving SMEs and enterprises with straightforward e-commerce integrations.

Small merchants

Block's (formerly Square) mobile payment app extended for business use with a simple flat-rate fee structure. Cash App for Business offers QR code payments, payment links, Bitcoin acceptance, and free instant deposits. Popular among small merchants and service providers in the US.

US Enterprise

JPMorgan Chase's payment processing division, the largest merchant acquirer in the United States. Chase Paymentech offers same-day deposits at no extra cost for Chase business banking customers, making it particularly attractive for businesses already in the Chase ecosystem. A robust choice for US enterprises seeking a full-service banking and payments relationship.

Global Performance

A global payment platform built for high-performance commerce, serving fast-growing businesses and enterprises. Checkout.com offers a unified API supporting 150+ currencies and 50+ payment methods with a focus on optimizing authorization rates. Known for strong performance in regions like Europe, the Middle East, and Asia.

European online stores

A Danish acquiring company providing fast merchant onboarding with next-day settlement across 33 European countries. Clearhaus offers transparent pricing without setup fees, making it popular with e-commerce businesses seeking quick approval and simple processing.

Real estate

A real estate wire fraud prevention platform providing secure wire transfer verification and escrow services. Closinglock helps title companies, real estate agents, and law firms protect property transactions from wire fraud with bank verification technology.

Retail & restaurants

A Fiserv-owned all-in-one POS system combining hardware, payments, inventory, and employee management for retail and restaurants. Clover offers a range of devices from compact readers to full register systems, with a marketplace of third-party apps for customization. Popular among small to medium businesses wanting an integrated commerce solution.

German enterprise

A German enterprise payment service provider offering true omnichannel solutions across POS, e-commerce, mobile, and phone channels. Computop's Paygate platform supports over 350 payment methods through 50+ acquirers, serving large retailers and enterprises across Europe.

B2B Cross-Border

A Visa-owned B2B cross-border payment platform serving banks, fintechs, and FX brokers. Currencycloud provides APIs for collecting, converting, and paying out in 36 currencies across 180+ countries with fast settlement times. Built for financial institutions wanting to embed cross-border payment capabilities into their products.

Enterprise Security

A Visa-owned enterprise payment management platform with industry-leading fraud detection capabilities. CyberSource serves large enterprises across 190+ countries with sophisticated decision management tools and omnichannel payment processing. Best suited for large organizations with complex fraud prevention needs.

Earned wage access

An on-demand pay platform enabling employees to access earned wages before payday. DailyPay integrates with employer payroll systems and benefits providers seeking to offer instant access to earned wages as a financial wellness benefit.

Swiss e-commerce

A Swiss payment gateway (now under the Planet brand) offering an independent platform with flexibility to choose financial partners. Datatrans is known for its reliability and Swiss-quality security, serving businesses in Switzerland and across Europe with PCI-compliant payment processing.

Socially conscious businesses

A B-Corp certified payment processor committed to ethical business practices and transparent pricing. Dharma offers competitive interchange-plus rates and actively supports nonprofits with special programs. Ideal for socially-conscious businesses that value working with mission-driven partners.

Nordic e-commerce

A leading Nordic payment solution provider now part of Nets, offering in-store and online payment processing across Scandinavia. DIBS provides high-availability payment infrastructure with support for local Nordic payment methods like Dankort, MobilePay, Vipps, and Swish.

ACH Payments

A US-focused ACH payment API that simplifies bank transfers for platforms and businesses. Dwolla provides programmatic access to ACH, real-time payments, and account verification with straightforward per-transaction pricing. Popular among platforms that need to move money between bank accounts without handling the complexity of direct ACH integration.

Multi-Currency

A US Bank subsidiary specializing in payment processing for businesses in North America, Europe, and Latin America. Elavon offers multi-currency capabilities and is known for competitive interchange-plus pricing for established businesses. A solid choice for companies needing reliable processing from a bank-owned provider.

Danish merchants

A Danish payment platform offering flexible checkout solutions, subscription payments, and multi-acquirer support. ePay serves Nordic e-commerce merchants with intelligent 3D Secure handling and integrations for popular shopping platforms.

Australian e-commerce

Australia's established payment gateway offering card processing with no setup fees or lock-in contracts. Eway provides free fraud protection and fast settlements, serving Australian and New Zealand e-commerce businesses with straightforward integration options.

Platforms & Direct Acquirer

A payment infrastructure platform built specifically for software platforms and marketplaces in the United States. Finix enables platforms to become their own payment facilitators with direct acquiring capabilities, offering white-label payment processing with advanced features like split transactions and merchant onboarding tools.

Clover POS Integration

A major payment processor now owned by Fiserv, serving millions of merchants worldwide with comprehensive payment and merchant services. First Data is best known for its Clover POS ecosystem, offering integrated hardware and software solutions for small to mid-sized businesses. A traditional processor with broad market reach.

Banking & fintech

A major global financial technology company that owns Worldpay, serving banks, merchants, and capital markets with payment processing and banking technology. FIS provides enterprise-grade infrastructure powering a significant portion of global payment volume through its vast network of financial institution clients.

Financial institutions

One of the world's largest financial technology companies, providing core banking systems, payment processing, and merchant services. Fiserv owns First Data and Clover, serving financial institutions and merchants globally with comprehensive payment infrastructure and technology solutions.

European e-commerce

A Ukraine-based international payment gateway supporting 150+ payment methods with strong presence in Eastern Europe. Fondy offers subscription billing, anti-fraud tools, and multi-currency support for e-commerce businesses expanding into European markets.

International commerce

A major global payment technology company serving over 3.5 million merchants worldwide with acquiring, issuing, and integrated payment solutions. Global Payments focuses on vertical-specific solutions for healthcare, retail, restaurants, and education with both online and in-person payment capabilities.

Recurring payments

A specialist in recurring direct debit payments across 30+ countries, supporting SEPA, BACS, ACH, and other local bank debit schemes. GoCardless makes it easy to collect subscription and invoice payments directly from bank accounts with lower fees than card payments. Ideal for SaaS, membership, and recurring billing businesses.

Small businesses

A Canadian payment processor known for transparent interchange-plus pricing with no monthly fees or long-term contracts. Helcim serves small businesses in the US and Canada with online payments, POS systems, and invoicing. A good fit for businesses seeking honest, straightforward pricing without hidden costs.

Singapore SMEs

A Singapore-based all-in-one payment platform designed for SMEs, offering payment gateway, POS software, and online store builder tools. HitPay supports over 50 payment methods with no setup fees, making it accessible for small businesses across Singapore, Malaysia, and Hong Kong.

Online businesses

A US payment processor that works with both standard and high-risk merchant categories. Host Merchant Services provides card processing, POS systems, and e-commerce solutions for retail, restaurants, and online businesses with dedicated account support.

Global Payouts

A PayPal-owned global payout platform designed for enterprises making mass payments to workers, sellers, and affiliates worldwide. Hyperwallet supports payouts in 200+ markets and 50+ currencies with multiple disbursement options including bank transfers, PayPal, and prepaid cards. Built for gig economy platforms, marketplaces, and enterprises with complex payout needs.

Global payments

A global leader in payment terminals now part of Worldline, offering smart terminals and cloud-based payment management. Ingenico provides comprehensive countertop and mobile terminal solutions serving businesses worldwide with end-to-end payment infrastructure.

French e-commerce

A French payment institution with over 20 years of experience and global presence across Europe, Latin America, Asia, and Oceania. Lyra offers over 150 payment methods with REST API and mobile SDK integrations, serving businesses seeking extensive payment coverage.

Cloud Banking Platform

A cloud-native core banking platform that enables banks, fintechs, and brands to build and launch financial products quickly. Mambu offers composable lending, deposit, and payment engines through modern APIs, reducing time-to-market from years to weeks. Used by both traditional banks modernizing their infrastructure and new digital challengers.

Modern Card Issuing

A modern card issuing platform that enables companies to create and manage physical and virtual payment cards through APIs. Marqeta pioneered just-in-time funding and dynamic spend controls, powering card programs for major fintechs and gig economy companies. The leading choice for businesses needing sophisticated, programmable card issuing capabilities.

B2B payments

A B2B payment platform that lets small businesses pay vendors by ACH, check, or credit card even when vendors don't accept cards. Melio simplifies accounts payable by enabling businesses to earn card rewards while paying suppliers who only accept bank transfers. Free for ACH payments with a simple, user-friendly interface.

UK Payment Automation

A UK and EU payments-as-a-service platform enabling businesses to automate payments and embed banking features. Modulr provides access to Faster Payments, SEPA, BACS, and card issuing through APIs, serving platforms that need to move money programmatically. Particularly strong for payroll, lending, and marketplace use cases.

European Simplicity

A European-focused payment service provider known for its simplicity and quick setup. Mollie supports 35+ payment methods popular across Europe including iDEAL, Bancontact, SOFORT, and various cards, with transparent per-transaction pricing. Ideal for SMBs and startups in Europe who want to get started quickly without complex contracts.

Canadian businesses

Canada's leading payment processor offering a unified cloud platform for POS systems, payment processing, and inventory management. Moneris serves businesses coast to coast with in-store, online, and mobile payment acceptance through their Total Commerce solution.

European e-commerce

A European payment platform for SMBs offering over 40 payment methods through a single integration and contract. MultiSafepay provides omnichannel solutions with ready-made plugins for popular e-commerce platforms like Shopify, Magento, and WooCommerce.

Nordic businesses

A Nordic payment solution now part of Nexi Group, serving as the leading acquirer in Scandinavia by transaction volume. Nets Easy offers in-store and online payment processing with exceptional uptime and support for local Nordic payment methods.

Gateway flexibility

A flexible payment gateway designed for ISVs, resellers, and payment facilitators who need white-label capabilities. NMI provides extensive customization options, recurring billing, and tokenization for businesses building payment experiences into their own platforms. A popular choice for software companies embedding payments.

Finnish invoicing

A Finnish online payment service by OP Financial Group enabling direct bank-to-bank payments. OP Payment Service offers multi-bank integration allowing payments from any Finnish bank through a single connection, ideal for businesses targeting Finnish consumers.

UK businesses

A UK payment gateway formerly known as SagePay, now part of Elavon. Opayo provides card processing, digital wallets, and fraud prevention tools specifically designed for UK and Irish businesses. Known for reliable service and integration with popular e-commerce platforms.

Trucking industry

A specialized payment solutions provider for the trucking and transportation industry. OTR Solutions offers factoring, fuel advances, and fleet payment services designed for trucking companies needing faster cash flow and simplified financial management.

BNPL Japan

Japan's leading buy now, pay later service (now owned by PayPal) enabling purchases with just an email and phone number. Paidy offers deferred payment and installment options, widely adopted by Japanese e-commerce including Amazon Japan and major retailers.

French banking

A European payment platform now part of Verifone, providing cross-channel payment processing services. Paybox serves merchants across France and Europe with payment gateway and e-commerce processing solutions.

Canadian mobile payments

A Canadian payment processor offering multiple ways to accept payments including mobile, e-commerce, terminals, and invoicing. Payfirma provides an all-in-one affordable payment system for Canadian and US businesses with simple pricing.

High-volume merchants

A membership-based payment processor offering wholesale interchange-plus pricing with zero markup for high-volume merchants. Payment Depot's subscription model provides significant savings for businesses processing large volumes who want to avoid percentage-based markups on top of interchange fees.

Freelancer Payments

A global payment platform primarily serving freelancers, contractors, and businesses receiving international payments. Payoneer provides multi-currency accounts with local receiving details in major currencies, making it easy to get paid from global marketplaces and clients. The preferred payout solution for Fiverr, Upwork, Amazon, and other major platforms.

Global e-commerce

One of the world's most recognized digital payment platforms, operating in over 200 markets with support for 130+ currencies. PayPal offers buyer protection, a trusted checkout experience, and multiple payment options including pay-later services through Venmo. A go-to choice for e-commerce businesses seeking broad consumer recognition and trust.

French SMEs

A French payment solution backed by Groupe BPCE with privileged connections to Cartes Bancaires (CB). Payplug provides online and in-store payments, fraud prevention, and acceptance optimization for French and European merchants.

Digital wallets

A global payment platform offering card processing, digital wallets (Skrill and Neteller), and online cash solutions. Paysafe specializes in iGaming and high-risk industries, serving over 120 markets with comprehensive payment methods and fraud protection.

NZ e-commerce

A New Zealand online payment specialist owned by Trade Me, serving as the official gateway provider for major NZ banks. Paystation offers e-commerce payments, daily settlements, and NZ-based support with integrations for Shopify, Xero, and WooCommerce.

Finnish e-commerce

Finland's largest online payment company and Nexi Group subsidiary, supporting all Finnish banks, cards, and local payment methods. Paytrail offers multi-merchant split payments, subscriptions, and BNPL options for Finnish e-commerce businesses.

Global Emerging Markets

A global payment provider with deep expertise in emerging markets including India, Latin America, and Eastern Europe. PayU offers local payment method support across 50+ markets through a single integration, making it valuable for businesses expanding into regions where local presence matters. Part of Prosus, focused on high-growth markets.

Polish enterprise

PayU's Polish operation offering comprehensive payment solutions across Central Europe, Latin America, and Africa. PayU Poland supports cards, BLIK, bank transfers, and BNPL with smart routing and advanced anti-fraud protection for e-commerce businesses.

Australian startups

A complete payments solution for small businesses and platforms in Australia and New Zealand. Pin Payments combines gateway, processor, and acquiring in one account with no lock-in contracts or monthly fees, ideal for startups and SMBs.

Bank Account Linking

The leading financial data aggregation platform that connects applications to users' bank accounts. Plaid powers bank account linking, verification, and balance checks for thousands of fintech apps, enabling features like instant account verification, transaction data access, and identity confirmation. The standard infrastructure layer for US and European fintech applications.

Swiss merchants

A Swiss financial institution part of Swiss Post, offering payment and savings services for Switzerland and Liechtenstein. PostFinance provides TWINT integration, cards, mobile payments, and domestic/international payment processing with Swiss reliability.

Danish e-commerce

A Danish payment service provider offering easy online payment solutions with quick setup. QuickPay supports major cards, MobilePay, Apple Pay, and Vipps with integrations for Shopify, WooCommerce, and other popular e-commerce platforms.

Fintech Infrastructure

A comprehensive fintech-as-a-service platform offering payments, payouts, and card issuing across 190+ countries. Rapyd provides access to 900+ payment methods through a single API, enabling businesses to embed financial services without building infrastructure from scratch. Well-suited for marketplaces, gig platforms, and global businesses needing unified payment capabilities.

Irish e-commerce

A European payment service provider (formerly Realex) now part of Global Payments, a Fortune 500 company. Realex offers payment gateway services for Irish and European e-commerce merchants with comprehensive developer tools and global reach.

Interest-Free Installments

A North American buy now, pay later platform known for its interest-free pay-in-4 model over six weeks. Sezzle operates as a Public Benefit Corporation and offers a virtual card that works anywhere Visa is accepted. Popular with younger consumers and merchants looking for an accessible BNPL option with high approval rates.

Hospitality & Retail

An end-to-end payment and commerce platform with deep specialization in the hospitality and retail industries. Shift4 offers integrated POS systems and payment processing with competitive interchange-plus pricing. Well-suited for restaurants, hotels, and retailers who want a unified commerce solution.

Swiss banking

A Swiss payment leader now part of Worldline, offering POS terminals, acquiring, issuing, and e-commerce solutions. SIX Payment Services operates globally across 170 countries with comprehensive payment infrastructure for Swiss and European merchants.

Retail & Restaurants

An all-in-one commerce platform that combines payment processing with point-of-sale hardware and business management tools. Square is particularly popular with retail stores, restaurants, and service businesses that need integrated solutions for payments, inventory, and staff management. Their hardware ecosystem and free baseline tier make it accessible for small businesses to get started quickly.

High-volume businesses

A membership-based payment processor offering interchange-plus pricing with a flat monthly fee instead of percentage markups. Stax is designed for high-volume businesses that want to save on processing costs by paying wholesale rates. Includes card processing, ACH, invoicing, and business management tools.

SaaS & Developers

A developer-first payment platform known for its exceptional API design and comprehensive documentation. Stripe offers a full suite of payment infrastructure tools supporting over 100 payment methods across 135+ currencies. Ideal for SaaS companies, startups, and any business that values a modern developer experience.

Small EU businesses

A mobile-first payment solution for small businesses in 35+ countries, offering affordable card readers and straightforward pricing. SumUp makes it easy for solo entrepreneurs, market vendors, and small retailers to accept card and contactless payments with no monthly fees. A popular Square alternative in Europe and beyond.

Nordic payments

A Nordic payment services provider and Swedbank subsidiary offering invoicing, factoring, and retail financing solutions. Swedbank Pay serves B2B clients across Sweden, Denmark, Norway, and Finland with comprehensive financial services.

Finding best rates

A payment consulting service that helps businesses find the best processing rates through audits and negotiations. Swipesum acts as a marketplace and advisor, analyzing statements and matching merchants with suitable processors. Useful for businesses unsure which provider fits their needs or wanting to reduce existing processing costs.

US Neo-Banking

A former banking-as-a-service platform that shut down operations in 2024. Note: Synapse is included for historical reference only and is no longer operational. Businesses should seek alternative BaaS providers.

MENA BNPL

The leading buy now, pay later provider in the Middle East, offering split payments and monthly installments. Tabby serves merchants across the GCC countries, helping increase conversion rates and average order values for businesses targeting Middle Eastern consumers.

Saudi BNPL

A Saudi Arabia-based buy now, pay later platform offering split payment options across the GCC. Tamara enables consumers to pay in installments while merchants receive full payment upfront, particularly popular with e-commerce businesses in Saudi Arabia and UAE.

European Open Banking

A Visa-owned European open banking platform connecting to over 6,000 banks for account data and payment initiation. Tink enables pay-by-bank, account verification, and financial data enrichment for banks and fintechs across Europe. A leader in the European open banking ecosystem, serving major financial institutions.

Automated AP/AR

A finance automation platform that streamlines accounts payable, mass payments, and supplier management for mid-market and enterprise businesses. Tipalti handles tax compliance, fraud detection, and global payouts across 200+ countries and 120 currencies. Popular among tech companies needing to pay large numbers of affiliates, creators, or suppliers worldwide.

Open Banking Payments

A leading European open banking payments platform specializing in pay-by-bank and instant payouts. TrueLayer handles a significant portion of UK pay-by-bank transactions with high conversion rates, offering a direct bank payment alternative to cards. Well-suited for e-commerce, gaming, and financial services businesses looking to reduce payment costs.

UK merchants

A European payment platform offering acquiring, fraud prevention, and alternative payment methods across 120+ countries. Trust Payments serves UK and European merchants with card processing, open banking, and risk management solutions through a unified platform.

Pay by Bank (A2A)

A leading pay-by-bank provider that enables direct bank transfers as an alternative to card payments. Trustly connects to over 12,000 banks across 30+ countries in Europe and North America, offering instant account-to-account payments with lower processing costs than traditional card networks. Particularly strong in gaming, subscription services, and financial services where bank-based payments reduce friction and churn.

Embedded Banking

An embedded finance platform that enables US tech companies to launch banking, card issuing, and lending products quickly. Unit offers both white-label solutions for rapid deployment and custom API integrations for deeper customization. Ideal for SaaS platforms, marketplaces, and fintechs wanting to add financial services to their core product.

European payments

A German payment platform (formerly Heidelpay) offering omnichannel solutions across online, mobile, and in-store channels. Unzer's unified platform connects all payment touchpoints, serving European retailers with modern POS hardware and comprehensive payment method coverage.

Social payments

PayPal's social payment platform extended for business use, popular among younger American consumers. Venmo Business enables merchants to accept payments via QR codes and online checkout, leveraging Venmo's strong brand recognition and social payment features.

Global enterprise

A global leader in payment terminal hardware and POS solutions serving enterprises in 150+ countries. Verifone provides secure payment devices, software platforms, and merchant services for in-person commerce. Known for their hardware reliability and presence in retail, hospitality, and transportation sectors.

European SMEs

A European neobank and payment provider offering POS terminals, online payments, and business accounts with IBAN across 23 European countries. Viva Wallet combines payment acceptance with banking services, providing same-day settlement and competitive rates for European SMEs.

NZ merchants

A New Zealand-based payment gateway offering PCI-compliant omni-channel payment solutions. Windcave serves retail, online, call centre, and unattended environments with global acquiring capabilities and data insights for merchants.

International Transfers

A transparent international money transfer service known for offering the real mid-market exchange rate with low, upfront fees. Wise provides multi-currency accounts with local bank details in 50+ currencies, making it ideal for freelancers, remote workers, and businesses that need to send or receive payments across borders frequently.

Business International Transfers

The business version of Wise (formerly TransferWise), offering multi-currency accounts and international transfers at the real mid-market exchange rate. Wise Business provides local account details in major currencies, batch payments, and integrations with accounting software. Ideal for businesses that frequently send or receive international payments and want transparent, low-cost FX.

European enterprise

Europe's largest payment processor with over one million payment terminals and operations in 85+ countries. Worldline offers end-to-end payment services including acquiring, processing, and digital commerce solutions for enterprise merchants, banks, and governments across Europe and beyond.

Nordic enterprise

The Nordic payments division of Worldline (formerly Bambora), one of Europe's largest payment service providers. Worldline Nordic offers omnichannel payment solutions including POS terminals, e-commerce processing, and cross-border payments for merchants across Scandinavia and Europe.

Global Enterprise

A global enterprise payment processor owned by FIS, serving large multinational businesses across virtually every industry. Worldpay supports 300+ payment types in 120+ currencies with both online and in-person payment capabilities. Well-suited for established enterprises that need a trusted, large-scale payment partner with global reach.

Bank transfers

The leading US person-to-person instant payment network integrated directly into banking apps. Zelle enables real-time bank-to-bank transfers without fees for consumers, making it ubiquitous for peer payments across American financial institutions.

EU retail

A PayPal-owned mobile POS solution for small businesses across Europe and Latin America. Zettle provides card readers, contactless payments, and e-commerce integration with transparent flat-rate pricing. Particularly popular in the Nordics where it integrates with local payment method Swish.