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Checkout.com

Checkout.com

Global Performance

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2.3-2.9% + $0.30 (typical) vs Custom
Features

2 shared

2 unique to Checkout.com · 3 unique to A-Pay
Regions

6 shared

2 unique to Checkout.com
Pay methods

12 shared

23 unique to Checkout.com · 7 unique to A-Pay

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Show full specs
7 features · 42 payment methods · 8 regions. We don't rank these — they're here for reference.
Checkout.com Checkout.com
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2.3-2.9% + $0.30 (typical)
Custom
Settlement
Time to receive funds
1–3 business days
1–2 business days
Founded
2012
2021
Headquarters
London, United Kingdom
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 4)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox
✓
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
Checkout.com leads (35 vs 19)
Ach
✓
✓
Alipay
✓
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bank Transfer Unique
—
✓
Cartes Bancaires Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Dana Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Eps Unique
✓
—
Gcash Unique
✓
—
Google Pay
✓
✓
Ideal
✓
✓
Jcb Unique
✓
—
Kakaopay Unique
✓
—
Klarna
✓
✓
Knet Unique
✓
—
Mada Unique
✓
—
Maestro Unique
✓
—
Mastercard
✓
✓
Mb Way Unique
✓
—
Mobile Money Unique
—
✓
Mobile Wallet Unique
✓
—
Mobilepay Unique
✓
—
Multibanco Unique
✓
—
Paynow Unique
✓
—
Paypal
✓
✓
Pix Unique
—
✓
Przelewy24 Unique
✓
—
Sepa Unique
—
✓
Sepa Direct Debit Unique
✓
—
Sofort
✓
✓
Swish Unique
✓
—
Twint Unique
✓
—
Upi Unique
—
✓
Venmo Unique
✓
—
Vipps Unique
✓
—
Visa
✓
✓
Wechat Pay
✓
✓
Regions
Checkout.com leads (8 vs 6)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia
✓
✓

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with A-Pay
Need Instant Payout
Not available with A-Pay
Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View Checkout.com

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Checkout.com
Need High Risk Accepted
Not available with Checkout.com
View A-Pay

Frequently Asked Questions

What is the difference between Checkout.com and A-Pay?
They share 12 payment methods and 6 regions. Checkout.com adds Bancontact, Cartes Bancaires, DANA and 20 more that A-Pay does not list; A-Pay adds Bank Transfer, Credit Card, Crypto and 4 more that Checkout.com does not list; Checkout.com also covers North America, Oceania; only Checkout.com offers Enterprise, Instant Payout.
Which is cheaper, Checkout.com or A-Pay?
Checkout.com has published rates from 2.3-2.9% + $0.30 (typical); A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Checkout.com and A-Pay?
Checkout.com lists 8 regions and 35 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Europe and 3 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Checkout.com and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Checkout.com settles in 1–3 business days, A-Pay in 1–2 business days.

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