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Adyen

Adyen

Platforms & Marketplaces

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Interchange + + $0.3 vs Custom
Features

1 shared

2 unique to Adyen · 4 unique to A-Pay
Regions

6 shared

2 unique to Adyen
Pay methods

16 shared

21 unique to Adyen · 3 unique to A-Pay

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Show full specs
7 features · 40 payment methods · 8 regions. We don't rank these — they're here for reference.
Adyen Adyen
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Interchange + + $0.3
Custom
Settlement
Time to receive funds
1–3 business days
1–2 business days
Founded
2006
2021
Headquarters
Amsterdam, Netherlands
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 3)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
Adyen leads (37 vs 19)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Alipay
✓
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bank Transfer
✓
✓
Blik Unique
✓
—
Boleto Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Grabpay Unique
✓
—
Ideal
✓
✓
Interac Unique
✓
—
Jcb Unique
✓
—
Klarna
✓
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Mobile Payment Unique
✓
—
Multibanco Unique
✓
—
Paypal
✓
✓
Pix
✓
✓
Real Time Payments Unique
✓
—
Sepa
✓
✓
Sepa Direct Debit Unique
✓
—
Sofort
✓
✓
Swish Unique
✓
—
Trustly Unique
✓
—
Unionpay Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Voucher Unique
✓
—
Wechat Pay
✓
✓
Regions
Adyen leads (8 vs 6)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia
✓
✓

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with A-Pay
Need Instant Payout
Not available with A-Pay
Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View Adyen

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Adyen
Need High Risk Accepted
Not available with Adyen
View A-Pay

Frequently Asked Questions

What is the difference between Adyen and A-Pay?
They share 16 payment methods and 6 regions. Adyen adds Affirm, Afterpay, Bancontact and 18 more that A-Pay does not list; A-Pay adds Crypto, Mobile Money, UPI that Adyen does not list; Adyen also covers North America, Oceania; only Adyen offers Enterprise, Instant Payout.
Which is cheaper, Adyen or A-Pay?
Adyen has published rates from Interchange + + $0.3; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Adyen and A-Pay?
Adyen lists 8 regions and 37 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Europe and 3 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Adyen and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Adyen settles in 1–3 business days, A-Pay in 1–2 business days.

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