Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
Stripe

Stripe

SaaS & Developers

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

4 shared

2 unique to Stripe · 1 unique to A-Pay
Regions

5 shared

2 unique to Stripe · 1 unique to A-Pay
Pay methods

11 shared

9 unique to Stripe · 8 unique to A-Pay

Still evaluating?

Get matched to the right provider in 90 seconds.

Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
7 features · 28 payment methods · 8 regions. We don't rank these — they're here for reference.
Stripe Stripe
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
1–2 business days
Founded
2010
2021
Headquarters
South San Francisco, California
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 5)
Crypto Support
✓
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox
✓
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 19)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna
✓
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Sepa
✓
✓
Sofort Unique
—
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Stripe leads (7 vs 6)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

Stripe is best when you...

SaaS & Developers
Need Enterprise
Not available with A-Pay
Need Instant Payout
Not available with A-Pay
Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View Stripe

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need High Risk Accepted
Not available with Stripe
Want coverage in Southeast Asia
Stripe doesn't cover this region
View A-Pay

Frequently Asked Questions

What is the difference between Stripe and A-Pay?
They share 11 payment methods and 5 regions. Stripe adds Affirm, Afterpay, Contactless and 6 more that A-Pay does not list; A-Pay adds Alipay, Crypto, iDEAL and 5 more that Stripe does not list; Stripe also covers North America, Oceania; A-Pay also covers Southeast Asia.
Which is cheaper, Stripe or A-Pay?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and A-Pay?
Stripe lists 7 regions and 20 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Europe and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, A-Pay in 1–2 business days.

Are you Stripe or A-Pay?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →