Stripe

Stripe

SaaS & Developers

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
1.5%–3.15% + 1.8 SEK vs Interchange + + $0.3
Features

3 shared

3 unique to Stripe
Regions

7 shared

1 unique to Adyen
Pay methods

18 shared

2 unique to Stripe · 19 unique to Adyen

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Show full specs
6 features · 39 payment methods · 8 regions. We don't rank these — they're here for reference.
Stripe Stripe
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Interchange + + $0.3
Settlement
Time to receive funds
2–4 business days
1–3 business days
Founded
2010
2006
Headquarters
South San Francisco, California
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 3)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Adyen leads (37 vs 20)
Ach
✓
✓
Affirm
✓
✓
Afterpay
✓
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Blik Unique
—
✓
Boleto Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Diners
✓
✓
Discover
✓
✓
Google Pay
✓
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb
✓
✓
Klarna
✓
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa
✓
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Stablecoin Unique
✓
—
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay
✓
✓
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 7)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Adyen
Need Instant Sandbox
Not available with Adyen
View Stripe

Adyen is best when you...

Platforms & Marketplaces
Want coverage in Southeast Asia
Stripe doesn't cover this region
View Adyen

Frequently Asked Questions

What is the difference between Stripe and Adyen?
They share 18 payment methods and 7 regions. Stripe adds Contactless, Stablecoin that Adyen does not list; Adyen adds Alipay, Bancontact, BLIK and 16 more that Stripe does not list; Adyen also covers Southeast Asia; only Stripe offers Crypto Support, Instant Sandbox and 1 more.
Which is cheaper, Stripe or Adyen?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Adyen?
Stripe lists 7 regions and 20 payment methods; Adyen lists 8 and 37. both cover Africa, Asia, Europe and 4 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Adyen compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Adyen in 1–3 business days.

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