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Stripe

Stripe

SaaS & Developers

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
2.9% + $0.30 vs Interchange++ (€0.11 + interchange)
Features

3 shared

3 unique to Stripe
Regions

7 shared

1 unique to Adyen
Pay methods

18 shared

2 unique to Stripe · 19 unique to Adyen
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Show full specs
6 features · 39 payment methods · 8 regions. We don't rank these — they're here for reference.
Stripe Stripe
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Interchange++ (€0.11 + interchange)
Settlement
Time to receive funds
2–4 business days
1–3 business days
Founded
2010
2006
Headquarters
South San Francisco, California
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 3)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Adyen leads (37 vs 20)
Ach
✓
✓
Affirm
✓
✓
Afterpay
✓
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Blik Unique
—
✓
Boleto Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Diners
✓
✓
Discover
✓
✓
Google Pay
✓
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb
✓
✓
Klarna
✓
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa
✓
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Stablecoin Unique
✓
—
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay
✓
✓
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 7)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Adyen
Need Instant Sandbox
Not available with Adyen
View Stripe

Adyen is best when you...

Platforms & Marketplaces
Want coverage in Southeast Asia
Stripe doesn't cover this region
View Adyen

Frequently Asked Questions

What is the difference between Stripe and Adyen?
Stripe is best for SaaS & Developers, while Adyen is best for Platforms & Marketplaces. Stripe charges 2.9% + $0.30 and Adyen charges Interchange++ (€0.11 + interchange). They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Adyen?
Stripe charges 2.9% + $0.30 while Adyen charges Interchange++ (€0.11 + interchange). However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Adyen together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Adyen can complement each other.
How do Stripe and Adyen differ in their focus?
Stripe is focused on SaaS & Developers, while Adyen focuses on Platforms & Marketplaces. They serve different market segments with different strengths.

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