Wise logo
traditional London, United Kingdom

Wise

The business version of Wise (formerly TransferWise), offering multi-currency accounts and international transfers at the real mid-market exchange rate. Wise Business provides local account details in major currencies, batch payments, and integrations with accounting software. Ideal for businesses that frequently send or receive international payments and want transparent, low-cost FX.

Fees from
0.4-2% (varies by currency)
Settlement
1–2 business days
Coverage
Global
Payment methods
11
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Wise before signing. Visit Website is an external link; we may earn a commission.

Wise overview

Best for

International Transfers

Key features

Enterprise
Instant Payments
Instant Sandbox
Low Fees
Startup Friendly

Wise pricing & fees

Pricing structure

Pricing
0.4-2% (varies by currency)
Your business must be registered in
Not disclosed
Headquarters
London, United Kingdom
Founded
2011

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Wise settlement & payouts

Payouts

Settlement time
1–2 business days
Settlement currencies
Not collected yet

Wise API & integration

API Profile

Sandbox
Available
Webhooks
Supported

Platforms

MobileOnline

Official SDKs

JAVANodePHPPYTHONREST APIRUBY

Wise coverage & payment methods

Regions

AsiaEuropeLatin AmericaNorth AmericaOceania

Global coverage — specific countries not listed.

Payment methods

AchApple PayBank TransferCredit CardDebit CardFaster PaymentsGoogle PayMastercardSepaSwiftVisa

Wise licensing & compliance

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2 legal entities

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