Best Payment Providers for Europe

Digital Goods

A global payment platform now owned by Verifone, with particular strength in digital goods and subscription billing. 2Checkout supports 45+ payment methods across 200+ countries with built-in tax management and localized checkout experiences. A solid choice for SaaS companies and digital product sellers needing global reach.

Real-time payments

A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.

Multi-Currency E-wallet

A multi-currency e-wallet platform (now rebranded as Volet.com) serving users and merchants in regions where traditional banking access may be limited. AdvCash offers e-wallets, virtual and physical cards, cryptocurrency support, and mass payout capabilities. Often used by high-risk merchants and for international transfers in emerging markets.

Platforms & Marketplaces

A global payment platform designed for enterprise businesses and high-growth companies. Adyen provides end-to-end payment processing with unified commerce capabilities, supporting 250+ payment methods across online, mobile, and in-store channels. Known for serving large marketplaces and platforms that need a single integration for global operations.

BNPL Pioneer

One of the pioneers of buy now, pay later, now owned by Block (Square) and integrated with Cash App. Afterpay offers interest-free pay-in-4 installments and longer-term payment plans, available at thousands of retailers in the US, UK, Australia, and New Zealand. Popular for its consumer-friendly approach with no interest and no credit score impact.

Crypto-fiat bridge

A Singapore-based payment gateway bridging traditional fiat currency and cryptocurrency payments. Alchemy Pay enables businesses to accept over 300 cryptocurrencies alongside fiat payments, offering on/off-ramp services and NFT checkout capabilities across 173 countries.

E-commerce checkout

Amazon's online payment service letting customers pay on external sites using their Amazon account credentials. Amazon Pay offers fast checkout leveraging the trust and convenience of Amazon, helping merchants increase conversion rates.

Mobile & contactless payments

Apple's mobile payment and digital wallet built into iPhone, Apple Watch, Mac, and iPad. Apple Pay enables contactless payments with Face ID/Touch ID security and is widely accepted at retailers globally, with strong privacy protections.

Advanced Fraud Detection

One of the longest-running US payment gateways, founded in 1996 and now owned by Visa. Authorize.Net offers reliable card processing with an Advanced Fraud Detection Suite and strong recurring billing capabilities. A trusted choice for established US businesses, especially those needing virtual terminal and phone order support.

Belgian Payments

Belgium's most popular payment method, widely used for both online and in-store transactions. Bancontact enables direct debit payments and mobile payments through the Payconiq app, with support for contactless and QR code payments. A must-have for any merchant targeting Belgian consumers.

Belgian mobile payments

A European account-to-account payment platform merged with Bancontact, now part of the European Payments Initiative. Bancontact Payconiq enables instant mobile payments across Belgium, Netherlands, and Luxembourg with QR codes and real-time transfers.

Norwegian card payments

Norway's national debit card network dominating domestic card payments in Norwegian stores. BankAxept offers low-cost contactless transactions with fast settlement, essential for any merchant accepting card payments in Norway.

Financial Institution Infrastructure

A fully licensed Luxembourg bank providing infrastructure for other financial institutions, processing over €1 trillion in payment volumes annually. Banking Circle serves payment companies, banks, and fintechs with virtual accounts, cross-border payments, and correspondent banking services. The behind-the-scenes banking partner for many major payment providers.

Swedish e-commerce

A Swedish payment provider specializing in invoice and installment payment solutions for e-commerce. Billmate offers flexible payment options including split payments and card processing, integrated with BankID for secure authorization in Scandinavian markets.

Institutional crypto

An institutional-grade digital asset infrastructure provider offering qualified custody, staking, and prime services. BitGo serves financial institutions, exchanges, and enterprises requiring secure, regulated crypto custody with multi-signature wallet technology.

Crypto to fiat

A cryptocurrency payment gateway offering crypto-to-fiat conversion and white-label wallet solutions. Bitpace provides multi-liquidity provider connections to ensure competitive exchange rates and supports settlement in 75+ currencies. A good option for businesses needing customizable, branded crypto payment infrastructure.

Bitcoin Payments

One of the oldest and most established cryptocurrency payment processors, operating since 2011. BitPay enables merchants to accept over 100 cryptocurrencies including Bitcoin, Ethereum, and various Layer 2 networks, with the option to settle in crypto or fiat. Also offers consumer products including a self-custody wallet and crypto debit card.

Mobile payments

A European mobile payment solution enabling bank account-linked payments via QR codes, NFC, and barcodes. Bluecode partners with major networks including Alipay+ for cross-border acceptance, offering European merchants access to both local and international mobile payment users.

B2B Payments

A payment orchestration platform now part of Payroc, specializing in B2B payments and subscription billing. BlueSnap offers local acquiring in 50 countries with native integrations for popular ERP and e-commerce platforms like NetSuite, BigCommerce, and Zuora. A strong fit for SaaS and B2B companies with global invoicing and subscription needs.

Icelandic merchants

An Icelandic payment processor now part of Teya (SaltPay), offering card payment solutions and POS terminals across Europe. Borgun provides next-day settlement and straightforward pricing for SMEs in Iceland and other European markets.

Mobile Apps

A PayPal-owned payment platform known for its developer-friendly SDKs and strong mobile integration. Braintree provides seamless access to PayPal, Venmo, and card payments through a single integration, making it popular among mobile apps and marketplaces. Offers a transparent Drop-in UI that simplifies checkout implementation.

Self-hosted crypto

A self-hosted, open-source Bitcoin payment processor offering complete financial sovereignty with zero transaction fees. BTCPay Server supports Lightning Network for instant payments and integrates with major e-commerce platforms. Perfect for businesses wanting full control over their Bitcoin payment infrastructure without third-party dependencies.

Benelux SMEs

A Dutch payment service provider offering over 40 payment methods with a focus on the Benelux region. Buckaroo provides payment terminals, subscription management, and credit services, serving SMEs and enterprises with straightforward e-commerce integrations.

Stablecoin Infrastructure

An enterprise-grade stablecoin payments infrastructure provider that bridges traditional finance with digital assets. BVNK enables businesses to send, receive, and hold stablecoin payments across 130+ countries with regulatory licenses in key markets. Built for payment companies, fintechs, and enterprises that need compliant crypto payment rails.

Adult Content

A veteran high-risk payment processor established in 1998, specializing in adult entertainment, subscription-based content, and live streaming businesses. CCBill handles age verification, subscription billing automation, and compliance for industries that most processors won't touch. The go-to provider for adult content creators and platforms needing reliable payment acceptance.

Global Performance

A global payment platform built for high-performance commerce, serving fast-growing businesses and enterprises. Checkout.com offers a unified API supporting 150+ currencies and 50+ payment methods with a focus on optimizing authorization rates. Known for strong performance in regions like Europe, the Middle East, and Asia.

USDC Infrastructure

NYSE: CRCL. Founded 2013. USDC (largest regulated stablecoin), EURC, USYC tokenized fund. $45.61T+ volume, 185+ countries, 1000+ partners, 55 global licenses. Regulations: US (46 states MTL, NY BitLicense, FinCEN), EU (MiCA, ACPR, AMF), UK (FCA), Singapore (MAS), UAE (DFSA), Bermuda, Canada, Japan. Products: Circle Mint, CPN, Arc L1 blockchain, Wallets, CCTP. Partners: Stripe, MoneyGram, Binance, Coinbase, Nubank. 24/7, 100% backed, 1:1 redeemable.

UK Banking Infrastructure

The first new UK clearing bank in over 250 years, providing regulated banking infrastructure through APIs. ClearBank offers direct access to UK and European payment schemes, FSCS-protected accounts, and real-time payments without competing with its customers. Built for fintechs and financial institutions that need licensed banking rails in the UK and Europe.

European online stores

A Danish acquiring company providing fast merchant onboarding with next-day settlement across 33 European countries. Clearhaus offers transparent pricing without setup fees, making it popular with e-commerce businesses seeking quick approval and simple processing.

Retail & restaurants

A Fiserv-owned all-in-one POS system combining hardware, payments, inventory, and employee management for retail and restaurants. Clover offers a range of devices from compact readers to full register systems, with a marketplace of third-party apps for customization. Popular among small to medium businesses wanting an integrated commerce solution.

Crypto E-commerce

A cryptocurrency payment gateway from Coinbase that lets merchants accept Bitcoin, Ethereum, stablecoins, and other digital assets. With self-custodial settlement, merchants receive funds directly to their own wallets without intermediary custody. A straightforward option for businesses wanting to add crypto payment acceptance with minimal complexity.

Lightning Network

Crypto payment gateway. Accept 70+ cryptocurrencies, settle in crypto or fiat, invoicing.

Multi-crypto support

A veteran cryptocurrency payment gateway supporting over 40 different cryptocurrencies for merchant acceptance. CoinPayments offers MPC custody, instant verification, fiat conversion, and integrations with major e-commerce platforms. Ideal for businesses wanting broad crypto payment coverage.

Multi-currency wallet

A cryptocurrency payment gateway supporting over 20 cryptocurrencies with wallet services and invoicing capabilities. Coinremitter offers e-commerce plugins for popular platforms and is designed for merchants wanting affordable crypto payment acceptance with low fees.

Crypto businesses

An Estonia-based cryptocurrency payment provider offering compliant merchant services with full KYB/AML procedures. CoinsPaid provides payment gateway solutions, OTC desk services, and hot wallet management for businesses looking to accept crypto payments securely.

German enterprise

A German enterprise payment service provider offering true omnichannel solutions across POS, e-commerce, mobile, and phone channels. Computop's Paygate platform supports over 350 payment methods through 50+ acquirers, serving large retailers and enterprises across Europe.

Crypto.com users

The merchant payment solution from Crypto.com enabling businesses to accept over 400 cryptocurrencies. Crypto.com Pay offers instant settlement, global reach, and integration with the broader Crypto.com ecosystem. Ideal for merchants wanting to tap into Crypto.com's large user base.

Modern crypto gateway

A modern cryptocurrency payment gateway supporting over 50 cryptocurrencies with instant settlement and competitive fees. Cryptomus offers straightforward merchant onboarding and is designed for businesses looking for a simple, no-fuss crypto payment solution.

White-label crypto

A B2B cryptocurrency payment processor based in Estonia offering white-label solutions for businesses. CryptoProcessing provides merchant payment services, mass payout capabilities, and customizable crypto processing infrastructure for enterprises.

B2B Cross-Border

A Visa-owned B2B cross-border payment platform serving banks, fintechs, and FX brokers. Currencycloud provides APIs for collecting, converting, and paying out in 36 currencies across 180+ countries with fast settlement times. Built for financial institutions wanting to embed cross-border payment capabilities into their products.

Enterprise Security

A Visa-owned enterprise payment management platform with industry-leading fraud detection capabilities. CyberSource serves large enterprises across 190+ countries with sophisticated decision management tools and omnichannel payment processing. Best suited for large organizations with complex fraud prevention needs.

Swiss e-commerce

A Swiss payment gateway (now under the Planet brand) offering an independent platform with flexibility to choose financial partners. Datatrans is known for its reliability and Swiss-quality security, serving businesses in Switzerland and across Europe with PCI-compliant payment processing.

Nordic e-commerce

A leading Nordic payment solution provider now part of Nets, offering in-store and online payment processing across Scandinavia. DIBS provides high-availability payment infrastructure with support for local Nordic payment methods like Dankort, MobilePay, Vipps, and Swish.

Offshore Options

A high-risk payment specialist offering both domestic US and offshore processing options for challenging merchant categories. Durango serves nutraceuticals, credit repair, tech support, and other industries that require flexible processing solutions, including offshore accounts for businesses that can't obtain US merchant accounts.

Multi-Currency

A US Bank subsidiary specializing in payment processing for businesses in North America, Europe, and Latin America. Elavon offers multi-currency capabilities and is known for competitive interchange-plus pricing for established businesses. A solid choice for companies needing reliable processing from a bank-owned provider.

Danish merchants

A Danish payment platform offering flexible checkout solutions, subscription payments, and multi-acquirer support. ePay serves Nordic e-commerce merchants with intelligent 3D Secure handling and integrations for popular shopping platforms.

Clover POS Integration

A major payment processor now owned by Fiserv, serving millions of merchants worldwide with comprehensive payment and merchant services. First Data is best known for its Clover POS ecosystem, offering integrated hardware and software solutions for small to mid-sized businesses. A traditional processor with broad market reach.

Banking & fintech

A major global financial technology company that owns Worldpay, serving banks, merchants, and capital markets with payment processing and banking technology. FIS provides enterprise-grade infrastructure powering a significant portion of global payment volume through its vast network of financial institution clients.

Financial institutions

One of the world's largest financial technology companies, providing core banking systems, payment processing, and merchant services. Fiserv owns First Data and Clover, serving financial institutions and merchants globally with comprehensive payment infrastructure and technology solutions.

European e-commerce

A Ukraine-based international payment gateway supporting 150+ payment methods with strong presence in Eastern Europe. Fondy offers subscription billing, anti-fraud tools, and multi-currency support for e-commerce businesses expanding into European markets.

International commerce

A major global payment technology company serving over 3.5 million merchants worldwide with acquiring, issuing, and integrated payment solutions. Global Payments focuses on vertical-specific solutions for healthcare, retail, restaurants, and education with both online and in-person payment capabilities.

Recurring payments

A specialist in recurring direct debit payments across 30+ countries, supporting SEPA, BACS, ACH, and other local bank debit schemes. GoCardless makes it easy to collect subscription and invoice payments directly from bank accounts with lower fees than card payments. Ideal for SaaS, membership, and recurring billing businesses.

Banking-as-a-Service API

A UK-licensed API-first bank offering Banking as a Service (BaaS) for fintechs and platforms. Griffin provides safeguarding accounts, client money management, and embedded banking products through modern APIs. Built for fintechs, neobanks, and platforms that want to embed compliant banking infrastructure without building it themselves.

Austrian payments

An Austrian payment systems provider with over 30 years of experience in terminal solutions and card processing. Hobex offers a comprehensive range of POS hardware options and serves merchants across Austria, Germany, Italy, and Slovenia.

Global Payouts

A PayPal-owned global payout platform designed for enterprises making mass payments to workers, sellers, and affiliates worldwide. Hyperwallet supports payouts in 200+ markets and 50+ currencies with multiple disbursement options including bank transfers, PayPal, and prepaid cards. Built for gig economy platforms, marketplaces, and enterprises with complex payout needs.

Dutch Payments

The dominant online payment method in the Netherlands, holding approximately 60% market share. iDEAL enables direct bank transfers through customers' online banking portals, providing a trusted and familiar payment experience for Dutch consumers. Essential for any business selling to customers in the Netherlands.

Global payments

A global leader in payment terminals now part of Worldline, offering smart terminals and cloud-based payment management. Ingenico provides comprehensive countertop and mobile terminal solutions serving businesses worldwide with end-to-end payment infrastructure.

Japanese customers

Japan's premier international card network, widely accepted across Asia and growing globally. JCB is essential for merchants targeting Japanese consumers, both domestically and as travelers. Known for premium cardholder benefits and strong presence in travel and hospitality sectors.

French e-commerce

A French payment institution with over 20 years of experience and global presence across Europe, Latin America, Asia, and Oceania. Lyra offers over 150 payment methods with REST API and mobile SDK integrations, serving businesses seeking extensive payment coverage.

Cloud Banking Platform

A cloud-native core banking platform that enables banks, fintechs, and brands to build and launch financial products quickly. Mambu offers composable lending, deposit, and payment engines through modern APIs, reducing time-to-market from years to weeks. Used by both traditional banks modernizing their infrastructure and new digital challengers.

Modern Card Issuing

A modern card issuing platform that enables companies to create and manage physical and virtual payment cards through APIs. Marqeta pioneered just-in-time funding and dynamic spend controls, powering card programs for major fintechs and gig economy companies. The leading choice for businesses needing sophisticated, programmable card issuing capabilities.

UK Payment Automation

A UK and EU payments-as-a-service platform enabling businesses to automate payments and embed banking features. Modulr provides access to Faster Payments, SEPA, BACS, and card issuing through APIs, serving platforms that need to move money programmatically. Particularly strong for payroll, lending, and marketplace use cases.

European Simplicity

A European-focused payment service provider known for its simplicity and quick setup. Mollie supports 35+ payment methods popular across Europe including iDEAL, Bancontact, SOFORT, and various cards, with transparent per-transaction pricing. Ideal for SMBs and startups in Europe who want to get started quickly without complex contracts.

Crypto on-ramp

A leading cryptocurrency on-ramp and off-ramp service enabling users to buy and sell crypto with cards, Apple Pay, Google Pay, and bank transfers. MoonPay supports over 170 crypto assets across 180 countries, widely integrated into popular wallets and exchanges.

European e-commerce

A European payment platform for SMBs offering over 40 payment methods through a single integration and contract. MultiSafepay provides omnichannel solutions with ready-made plugins for popular e-commerce platforms like Shopify, Magento, and WooCommerce.

Trading & Gaming

A digital wallet tailored for online trading platforms, gaming sites, and international money transfers. Like its sister company Skrill, NETELLER is part of the Paysafe Group and operates in 200+ countries with a prepaid Mastercard option. Popular among forex traders and online gamers who need quick, reliable deposits and withdrawals.

Nordic businesses

A Nordic payment solution now part of Nexi Group, serving as the leading acquirer in Scandinavia by transaction volume. Nets Easy offers in-store and online payment processing with exceptional uptime and support for local Nordic payment methods.

Gateway flexibility

A flexible payment gateway designed for ISVs, resellers, and payment facilitators who need white-label capabilities. NMI provides extensive customization options, recurring billing, and tokenization for businesses building payment experiences into their own platforms. A popular choice for software companies embedding payments.

Most Cryptocurrencies

Accept 150+ cryptocurrencies. Non-custodial, auto coin conversion, low fees, global payments.

Gaming Payments

A global payment technology company with particular strength in the gaming, sports betting, and iGaming sectors. Nuvei offers 700+ payment methods across 200+ markets with a focus on optimizing authorization rates and reducing fraud. Known for their hands-on support and ability to handle regulated industries that other processors may decline.

Finnish invoicing

A Finnish online payment service by OP Financial Group enabling direct bank-to-bank payments. OP Payment Service offers multi-bank integration allowing payments from any Finnish bank through a single connection, ideal for businesses targeting Finnish consumers.

UK businesses

A UK payment gateway formerly known as SagePay, now part of Elavon. Opayo provides card processing, digital wallets, and fraud prevention tools specifically designed for UK and Irish businesses. Known for reliable service and integration with popular e-commerce platforms.

Bitcoin Lightning

Bitcoin Lightning Network payments. Instant, low-fee Bitcoin transactions, fiat settlement.

Adult Industry

An international e-wallet platform primarily serving the adult entertainment industry and other high-risk merchants. Paxum offers e-wallets, prepaid cards, wire transfers, and cryptocurrency support in markets where traditional payment options are limited. A trusted payout solution for content creators in adult verticals.

French banking

A European payment platform now part of Verifone, providing cross-channel payment processing services. Paybox serves merchants across France and Europe with payment gateway and e-commerce processing solutions.

Spanish e-commerce

A Spanish payment platform offering virtual POS, tokenization, and fraud control capabilities. Paycomet provides flexible payment solutions including subscriptions, payment links, and QR payments for Spanish and European merchants.

High-risk merchants

A multi-currency e-wallet supporting both fiat and cryptocurrency transactions. Payeer serves merchants and users in 200+ countries with P2P exchange capabilities and various deposit methods. Note: Does not serve US citizens. Often used by high-risk merchants and in markets where traditional payment options are limited.

High-Risk Merchants

A high-risk payment processor specializing in industries often declined by traditional providers, including CBD, nutraceuticals, telemarketing, and subscription services. PayKings helps businesses in challenging verticals obtain merchant accounts and provides ongoing support for managing chargebacks and compliance requirements.

High Approval Rates

A high-risk merchant account provider focused on securing approvals for businesses with challenging credit profiles or in high-risk industries. PaymentCloud serves credit repair, travel, e-commerce, and other high-chargeback verticals with dedicated account management and chargeback mitigation strategies.

Gaming & digital

A global payment platform specializing in video games and digital content, reaching over 200 countries with 150+ payment methods. Paymentwall offers fraud prevention, KYC verification, and chargeback resolution, ideal for gaming and digital businesses.

Freelancer Payments

A global payment platform primarily serving freelancers, contractors, and businesses receiving international payments. Payoneer provides multi-currency accounts with local receiving details in major currencies, making it easy to get paid from global marketplaces and clients. The preferred payout solution for Fiverr, Upwork, Amazon, and other major platforms.

Global e-commerce

One of the world's most recognized digital payment platforms, operating in over 200 markets with support for 130+ currencies. PayPal offers buyer protection, a trusted checkout experience, and multiple payment options including pay-later services through Venmo. A go-to choice for e-commerce businesses seeking broad consumer recognition and trust.

French SMEs

A French payment solution backed by Groupe BPCE with privileged connections to Cartes Bancaires (CB). Payplug provides online and in-store payments, fraud prevention, and acceptance optimization for French and European merchants.

Digital wallets

A global payment platform offering card processing, digital wallets (Skrill and Neteller), and online cash solutions. Paysafe specializes in iGaming and high-risk industries, serving over 120 markets with comprehensive payment methods and fraud protection.

Finnish e-commerce

Finland's largest online payment company and Nexi Group subsidiary, supporting all Finnish banks, cards, and local payment methods. Paytrail offers multi-merchant split payments, subscriptions, and BNPL options for Finnish e-commerce businesses.

Global Emerging Markets

A global payment provider with deep expertise in emerging markets including India, Latin America, and Eastern Europe. PayU offers local payment method support across 50+ markets through a single integration, making it valuable for businesses expanding into regions where local presence matters. Part of Prosus, focused on high-growth markets.

Polish enterprise

PayU's Polish operation offering comprehensive payment solutions across Central Europe, Latin America, and Africa. PayU Poland supports cards, BLIK, bank transfers, and BNPL with smart routing and advanced anti-fraud protection for e-commerce businesses.

Nordic payment aggregator

A Nordic payment aggregator that brings together the region's most popular payment methods including Swish, Vipps, MobilePay, and open banking in one integration. Ping Payments makes it easy for merchants to accept payments across Sweden, Norway, Denmark, and Finland with local payment preferences supported.

Bank Account Linking

The leading financial data aggregation platform that connects applications to users' bank accounts. Plaid powers bank account linking, verification, and balance checks for thousands of fintech apps, enabling features like instant account verification, transaction data access, and identity confirmation. The standard infrastructure layer for US and European fintech applications.

Swiss merchants

A Swiss financial institution part of Swiss Post, offering payment and savings services for Switzerland and Liechtenstein. PostFinance provides TWINT integration, cards, mobile payments, and domestic/international payment processing with Swiss reliability.

Russian E-wallet

A popular e-wallet system in Russia and CIS countries, particularly well-known for gaming payments and international purchases. QIWI offers virtual cards for online shopping and is widely used for Steam, Roblox, and other gaming platforms in the region. Available across Russia, Kazakhstan, Belarus, and other CIS markets.

Danish e-commerce

A Danish payment service provider offering easy online payment solutions with quick setup. QuickPay supports major cards, MobilePay, Apple Pay, and Vipps with integrations for Shopify, WooCommerce, and other popular e-commerce platforms.

Global BaaS Platform

A global embedded finance platform (now Railsr) offering Banking-as-a-Service and Cards-as-a-Service. Railsbank enables fintechs and brands to launch financial products including accounts, payments, and cards without obtaining their own banking licenses. A white-label infrastructure provider for companies wanting to embed financial services.

Fintech Infrastructure

A comprehensive fintech-as-a-service platform offering payments, payouts, and card issuing across 190+ countries. Rapyd provides access to 900+ payment methods through a single API, enabling businesses to embed financial services without building infrastructure from scratch. Well-suited for marketplaces, gig platforms, and global businesses needing unified payment capabilities.

Irish e-commerce

A European payment service provider (formerly Realex) now part of Global Payments, a Fortune 500 company. Realex offers payment gateway services for Irish and European e-commerce merchants with comprehensive developer tools and global reach.

Spanish banks

Spain's national payment infrastructure leader with over 40 years of experience, serving as the central hub for Spanish financial institutions. Redsys processes billions of transactions annually across POS, e-commerce, and ATM channels throughout Spain and internationally.

Subscription billing

A subscription management and recurring revenue platform now part of Frisbii (formerly Billwerk+). Reepay offers 50+ payment methods with end-to-end automation for subscriptions, billing, dunning, and revenue analytics for SaaS and media businesses.

Crypto invoicing

An all-in-one finance platform for Web3 companies handling stablecoins and fiat operations. Request Finance offers invoicing, payroll, accounting, and crypto-to-fiat offramp services for businesses managing digital assets and traditional currency.

Adult Streaming

A high-risk payment processor specializing in adult entertainment, dating sites, gaming, and subscription-based content platforms. Segpay provides compliant billing solutions with built-in age verification and subscription management tools, serving creators and platforms in verticals that require specialized payment expertise.

Hospitality & Retail

An end-to-end payment and commerce platform with deep specialization in the hospitality and retail industries. Shift4 offers integrated POS systems and payment processing with competitive interchange-plus pricing. Well-suited for restaurants, hotels, and retailers who want a unified commerce solution.

Finnish instant transfers

Finland's instant payment system enabling real-time money transfers between bank accounts regardless of time or day. Siirto is integrated into major Finnish banking apps including OP and Nordea, supporting both private and corporate payments.

Italian retail

An Italian proximity payment service now part of Mooney Group, operating through a network of retail points of sale. SisalPay offers bill payments, banking services, and mobility payments for Italian consumers and businesses.

Swiss banking

A Swiss payment leader now part of Worldline, offering POS terminals, acquiring, issuing, and e-commerce solutions. SIX Payment Services operates globally across 170 countries with comprehensive payment infrastructure for Swiss and European merchants.

Gaming skins payments

A unique payment system that enables gaming sites to accept in-game skins from CS2, Dota 2, and Rust as a form of payment. SkinsBack operates in the gaming skin economy, allowing users to trade their virtual items for purchases on gaming marketplaces. A niche but valuable solution for gaming platforms targeting the active skin trading community.

Gaming & Forex

A digital wallet service with a strong presence in the online gaming and forex trading industries. Part of the Paysafe Group, Skrill enables fast deposits and withdrawals in 135+ countries with support for 95+ currencies. Popular among users who value privacy and instant transfers for gaming platforms, trading sites, and international money transfers.

European BaaS

Europe's leading Banking as a Service platform, holding a full German banking license. Solaris enables fintechs and brands to embed banking products including accounts, cards, and lending through modern APIs. Powers numerous European neobanks and fintechs who want to offer regulated banking services without obtaining their own license.

Retail & Restaurants

An all-in-one commerce platform that combines payment processing with point-of-sale hardware and business management tools. Square is particularly popular with retail stores, restaurants, and service businesses that need integrated solutions for payments, inventory, and staff management. Their hardware ecosystem and free baseline tier make it accessible for small businesses to get started quickly.

Mobile carrier billing

A Norwegian mobile payment and communication platform owned by major mobile operators Telenor, Telia, and Ice. Strex offers SMS marketing, carrier billing, and BankID verification services for businesses in Norway.

SaaS & Developers

A developer-first payment platform known for its exceptional API design and comprehensive documentation. Stripe offers a full suite of payment infrastructure tools supporting over 100 payment methods across 135+ currencies. Ideal for SaaS companies, startups, and any business that values a modern developer experience.

Small EU businesses

A mobile-first payment solution for small businesses in 35+ countries, offering affordable card readers and straightforward pricing. SumUp makes it easy for solo entrepreneurs, market vendors, and small retailers to accept card and contactless payments with no monthly fees. A popular Square alternative in Europe and beyond.

Nordic payments

A Nordic payment services provider and Swedbank subsidiary offering invoicing, factoring, and retail financing solutions. Swedbank Pay serves B2B clients across Sweden, Denmark, Norway, and Finland with comprehensive financial services.

European Open Banking

A Visa-owned European open banking platform connecting to over 6,000 banks for account data and payment initiation. Tink enables pay-by-bank, account verification, and financial data enrichment for banks and fintechs across Europe. A leader in the European open banking ecosystem, serving major financial institutions.

Automated AP/AR

A finance automation platform that streamlines accounts payable, mass payments, and supplier management for mid-market and enterprise businesses. Tipalti handles tax compliance, fraud detection, and global payouts across 200+ countries and 120 currencies. Popular among tech companies needing to pay large numbers of affiliates, creators, or suppliers worldwide.

Simple payments

A Polish payment gateway offering trusted local payment methods including BLIK and pay-by-link. Tpay provides 50+ e-commerce plugins with high uptime reliability, serving as a go-to solution for Polish online merchants.

Web3 integration

A Web3 fiat-to-crypto on-ramp and off-ramp supporting over 136 cryptocurrencies in 64 countries. Transak is integrated into popular wallets like MetaMask and Ledger, providing a developer toolkit for crypto applications.

Licensed Crypto Gateway

A Singapore-based cryptocurrency payment gateway that enables businesses to accept crypto payments and settle in either cryptocurrency or fiat. Triple-A offers a licensed, regulated approach to crypto payments with a focus on compliance in the Asian market. Suitable for businesses wanting a trusted, regulated crypto payment solution.

Open Banking Payments

A leading European open banking payments platform specializing in pay-by-bank and instant payouts. TrueLayer handles a significant portion of UK pay-by-bank transactions with high conversion rates, offering a direct bank payment alternative to cards. Well-suited for e-commerce, gaming, and financial services businesses looking to reduce payment costs.

UK merchants

A European payment platform offering acquiring, fraud prevention, and alternative payment methods across 120+ countries. Trust Payments serves UK and European merchants with card processing, open banking, and risk management solutions through a unified platform.

Pay by Bank (A2A)

A leading pay-by-bank provider that enables direct bank transfers as an alternative to card payments. Trustly connects to over 12,000 banks across 30+ countries in Europe and North America, offering instant account-to-account payments with lower processing costs than traditional card networks. Particularly strong in gaming, subscription services, and financial services where bank-based payments reduce friction and churn.

Chinese customers

China's national card network and the world's largest card issuer by volume, accepted in 183 countries worldwide. UnionPay is essential for any merchant wanting to accept payments from Chinese consumers, both domestically and as tourists abroad. Supports mobile payments, QR codes, and contactless transactions.

European payments

A German payment platform (formerly Heidelpay) offering omnichannel solutions across online, mobile, and in-store channels. Unzer's unified platform connects all payment touchpoints, serving European retailers with modern POS hardware and comprehensive payment method coverage.

Crypto-to-fiat

A regulated European financial ecosystem (formerly Utrust) enabling businesses to accept both crypto and traditional payments. Licensed as an EMI and MiCA compliant, Utrust offers payment acceptance, card issuing, subscriptions, and marketplace solutions across Europe.

Icelandic payments

An Icelandic payment services provider now acquired by Rapyd, part of a global fintech platform. Valitor offers card acquiring, issuing, and payment gateway services for merchants in Iceland and beyond.

Global enterprise

A global leader in payment terminal hardware and POS solutions serving enterprises in 150+ countries. Verifone provides secure payment devices, software platforms, and merchant services for in-person commerce. Known for their hardware reliability and presence in retail, hospitality, and transportation sectors.

Norwegian mobile payments

The dominant Nordic mobile payment app, now merged with MobilePay to serve Norway, Denmark, and Finland. Vipps MobilePay enables instant bank-to-bank payments for both consumers and merchants across Scandinavia.

European SMEs

A European neobank and payment provider offering POS terminals, online payments, and business accounts with IBAN across 23 European countries. Viva Wallet combines payment acceptance with banking services, providing same-day settlement and competitive rates for European SMEs.

BNPL & invoicing

A Swedish financial services provider (part of Norion Bank) offering buy now, pay later and invoice payment solutions. Walley (formerly Collector) helps e-commerce merchants in the Nordics increase conversions with flexible payment options for consumers.

Russian/CIS Markets

One of the oldest digital payment systems in Russia and the CIS region, established in 1998. WebMoney offers e-currency wallets, online payments, and money transfers with support for multiple currencies including cryptocurrency. Primarily used for transactions in Russia, Ukraine, Belarus, and Kazakhstan.

International Transfers

A transparent international money transfer service known for offering the real mid-market exchange rate with low, upfront fees. Wise provides multi-currency accounts with local bank details in 50+ currencies, making it ideal for freelancers, remote workers, and businesses that need to send or receive payments across borders frequently.

Business International Transfers

The business version of Wise (formerly TransferWise), offering multi-currency accounts and international transfers at the real mid-market exchange rate. Wise Business provides local account details in major currencies, batch payments, and integrations with accounting software. Ideal for businesses that frequently send or receive international payments and want transparent, low-cost FX.

European enterprise

Europe's largest payment processor with over one million payment terminals and operations in 85+ countries. Worldline offers end-to-end payment services including acquiring, processing, and digital commerce solutions for enterprise merchants, banks, and governments across Europe and beyond.

Nordic enterprise

The Nordic payments division of Worldline (formerly Bambora), one of Europe's largest payment service providers. Worldline Nordic offers omnichannel payment solutions including POS terminals, e-commerce processing, and cross-border payments for merchants across Scandinavia and Europe.

Global Enterprise

A global enterprise payment processor owned by FIS, serving large multinational businesses across virtually every industry. Worldpay supports 300+ payment types in 120+ currencies with both online and in-person payment capabilities. Well-suited for established enterprises that need a trusted, large-scale payment partner with global reach.

Game Monetization

A comprehensive gaming commerce platform that acts as a merchant of record, handling payments, taxes, fraud prevention, and compliance for game developers. Xsolla supports over 700 payment methods globally and offers a significantly lower commission than traditional platform stores. The go-to payment solution for indie and mid-sized game studios wanting to sell directly to players.

Russian E-commerce

A major Russian digital wallet formerly known as Yandex.Money, rebranded as YooMoney. Offers virtual and physical payment cards, bill payments, and money transfers within Russia. Integrated with the broader Yandex ecosystem, making it a common choice for Russian consumers.

EU retail

A PayPal-owned mobile POS solution for small businesses across Europe and Latin America. Zettle provides card readers, contactless payments, and e-commerce integration with transparent flat-rate pricing. Particularly popular in the Nordics where it integrates with local payment method Swish.

Mobile-first payments

A Nordic Pay by Bank network (being acquired by TrueLayer) connecting to over 100 banks across Scandinavia. Zimpler offers instant deposits and payouts with high conversion rates, licensed by the Swedish FSA and AML compliant.