Swedish Payment Providers
Compare 395 payment providers in Sweden. Find the best payment gateway for your business.
Total Providers
395
Top Categories
Focused on Sweden
159
providers listing Sweden as a core market
About Swedish payment providers
Sweden is one of Europe's most digital payments markets — cash usage has fallen below 10% of point-of-sale transactions and the overwhelming majority of Swedes transact via mobile apps, cards, and bank transfers every single day. For merchants selling into Sweden, picking the right payment provider is less about accepting Visa and Mastercard (every PSP does that) and more about supporting the local payment methods Swedish consumers actually prefer at checkout.
Three local methods dominate: Swish, a bank-owned instant mobile payment app used by over 8 million people; Klarna, the Stockholm-born buy-now-pay-later pioneer that accounts for a significant share of Swedish e-commerce checkout; and Trustly, the open-banking pay-by-bank rail that settles directly from a shopper's Swedish bank account. BankID — the national e-identification system — underpins authentication for most of these flows and is effectively non-negotiable for high-value transactions.
International processors like Stripe, Adyen, Mollie, and Worldline all operate in Sweden with varying levels of native Swish and Klarna integration. Regional specialists like Svea, Nets, Bambora (now part of Worldline), Qliro, and Walley (formerly Collector Bank, now part of Norion Bank) offer deeper Nordic coverage and are often stronger choices for merchants whose primary market is Sweden or the wider Nordic region. High-risk and crypto merchants have fewer onshore options and typically route through European acquirers licensed under PSD2 and the upcoming PSR.
Top payment providers in Sweden
159 of these providers list Sweden as a core market — they lead the list below, ahead of the international platforms that also support it.
Paypercut
Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
PAYSTRAX
EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer
Xsolla
Game Monetization
Stripe
SaaS & Developers
Adyen
Platforms & Marketplaces
Checkout.com
Global Performance
Airwallex
Cross-Border Payments
Amazon Pay
E-commerce checkout
Revolut
Ant International
Asian Cross-Border Payment Hub
GoCardless
Recurring payments
Emerchantview
Global Payment Processing & Merchant Acquiring
Apple Pay
Mobile & contactless payments
Nexi
European Enterprise Payments
Ping Payments
Nordic platforms, marketplaces and civil society organizations
Google Pay
Android Mobile Payments
YabandPay
European merchants, online and in-store, that want to accept local European payment methods and cards plus Chinese wallets such as WeChat Pay, Alipay+ and UnionPay from a single provider.
BENKER
Banks, platforms and established businesses that want EUR business IBAN accounts, card/wallet/Open Banking acceptance, or a white-label banking product built on BENKER's infrastructure.
eMerchantBroker
High-Risk Merchant Accounts
Narvi
Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
Fresha
Salon and spa businesses
CentralPay
French and European e-commerce businesses, SaaS/subscription companies, invoice-collecting firms and marketplaces that want cards, instant transfers, Pay by Bank and SEPA Direct Debit from a single ACPR-regulated provider.
Gemba
UK and EU fintechs, platforms, marketplaces and communities that want to offer their own branded business accounts, IBANs, FX, payouts and cards without holding their own licence.
Aera Payment & Identification
Retailers wanting a merchant-owned, unified in-store + online + wallet payment platform