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infrastructure

Open Payments

Open Payments, run by Open Payments Europe AB, is a Swedish licensed payment institution that offers one API connecting business systems to multiple banks. Through it, platforms can initiate payments (single, batch, recurring and scheduled), access real-time account and transaction data, and verify accounts. It also offers cross-border and FX payments to about 170 countries, Bankgiro payouts, and a product called FilePay that converts ISO 20022/XML payment files into API calls.

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Fees from
Custom pricing
Settlement
With real-time exchange rates and same-day settlements
Coverage
5 countries
Payment methods
3
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Open Payments before signing. Visit Website is an external link; we may earn a commission.

Open Payments overview

Best for

ERP, accounting, treasury, payroll and other B2B software providers in the Nordics and the Netherlands that want to build bank payments and account data into their products.

Open Payments pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

Open Payments settlement & payouts

Payouts

Settlement time
With real-time exchange rates and same-day settlements
Settlement currencies
Not collected yet

Open Payments API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Open Payments coverage & payment methods

Supported countries

5 countries
DKFINLNOSE

Payment methods

Bank TransferOpen BankingSepa

Open Payments licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Open Payments Europe AB

Sweden

Licenses

Payment Institution SE

Authorised Payment Institution (SE)

Finansinspektionen (Sweden)

License numbers & register records

1 license number · 1 register record on file for Open Payments, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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