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Surfboard Payments

Surfboard Payments is a Stockholm-based payment institution, licensed and supervised by Finansinspektionen, that offers one API for in-store terminals, Tap to Pay on iPhone and Android, online checkout and agentic payments. The platform is aimed mainly at ISVs, acquirers, PayFacs and enterprise merchants, and covers merchant onboarding, tokenization, tips, gift cards, settlement and reporting. It accepts card schemes, wallets and Nordic payment methods such as Swish, Vipps, MobilePay, Dankort and BankAxept. Small businesses can use Surfpay POS, a packaged version of the same platform.

Not a merchant acquirer — no applications Visit Website
Fees from
Custom pricing
Settlement
Same day
Coverage
12 countries
Payment methods
21
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Surfboard Payments before signing. Visit Website is an external link; we may earn a commission.

Surfboard Payments overview

Best for

Software vendors (ISVs), payment facilitators, acquirers and multi-location merchants, mainly in the Nordics, that want in-store, Tap to Pay and online payments through one API, plus small businesses using the packaged Surfpay POS.

Surfboard Payments pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

Surfboard Payments settlement & payouts

Payouts

Settlement time
Same day
Settlement currencies
Not collected yet

Surfboard Payments API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Surfboard Payments coverage & payment methods

Supported countries

12 countries
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Payment methods

AmexApple PayBnplContactlessDankortDiscoverGift CardGoogle PayInvoiceJcbKlarnaMastercardMobilepayOpen BankingPayment LinkPosSamsung PaySwishUnionpayVippsVisa

Surfboard Payments licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Surfboard Payments AB

Sweden

Licenses

Payment Institution SE

Authorised Payment Institution (SE)

Finansinspektionen (Sweden)

License numbers & register records

1 license number · 1 register record on file for Surfboard Payments, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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