Buy Now Pay Later
87 payment providers accepting Buy Now Pay Later.
Most of the first 24 concentrate in Asia, Europe, North America.
87 providers
Amazon Pay
E-commerce checkout
Fees
2.9% + $0.30
Settlement
1–2 business days
Enterprise
Instant
Startup
Sandbox
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PayPal
Global e-commerce
Fees
2.9% + $0.30 + split fees
Settlement
3–5 business days
Crypto
Enterprise
Instant
Sandbox
View provider
PayU
Global Emerging Markets
Fees
2-3% (varies by country)
Settlement
2 business days
Instant
Startup
Sandbox
View provider
Braintree
Mobile Apps
Fees
2.89% + $0.29
Settlement
1–3 business days
Instant
Recurring
Startup
Sandbox
View provider
Worldpay
Global Enterprise
Fees
2.75% + £0.045
Settlement
Next business day
Enterprise
Instant
Recurring
Sandbox
View provider
Unzer
DACH Region Payments
ClaimedFees
Custom
Settlement
1–2 business days
Enterprise
Recurring
Sandbox
View provider
EBANX
LATAM Gateway
Fees
$200/month + 5%
Settlement
14 business days
Crypto
Instant
Startup
Sandbox
View provider
PayXL
ClaimedFees
Custom
Settlement
Same day
Crypto
High Risk
Instant
View provider
AsiaPay
Pan-Asian payments
Fees
2-3%
Settlement
2–5 business days
Crypto
Enterprise
Recurring
Sandbox
View provider
Culqi
Peruvian startups and SMEs accepting local cards, Yape and PagoEfectivo
Fees
3.44% + IGV (national cards/Yape); 3.99% + IGV (international cards/digital wallets/PagoEfectivo); online adds $0.20 fixed fee
Settlement
Same day
Recurring
Startup
Sandbox
View provider
Juspay
Payment Orchestration
ClaimedFees
Custom
Settlement
Varies
Enterprise
Recurring
Sandbox
View provider
Ingenico
Global payments
Fees
Custom
Settlement
2–3 business days
Enterprise
Recurring
Sandbox
View provider
GrabPay
Southeast Asian Super-app
Fees
1% per transaction plus 7% GST (approx. 1.07% effective rate)
Settlement
7 business days
Enterprise
Instant
Startup
Sandbox
View provider
EnKash Payment Gateway
ClaimedFees
Custom
Settlement
2–3 business days
Enterprise
Instant
Mobile Payments
Sandbox
View provider
Fiuu
Malaysian Payment Gateway
Fees
From 1.5% per transaction
Settlement
1–3 business days
Enterprise
Recurring
Startup
Sandbox
View provider
Afterpay
BNPL Pioneer
Fees
Custom
Settlement
1–5 business days
Instant
Recurring
Startup
Sandbox
View provider
Xendit
Southeast Asian e-commerce
Fees
3%–4% + $0.8
Settlement
1–2 business days
Recurring
Startup
Sandbox
View provider
Razorpay
Indian Startups
Fees
2% + GST
Settlement
Instant to 3 business days
Instant
Recurring
Startup
Sandbox
View provider
DOKU
Indonesian Payments
Fees
2.8%–3.5%
Settlement
1–3 business days
Enterprise
Recurring
Sandbox
View provider
Verifone
Global enterprise
Fees
Custom
Settlement
1–3 business days
Enterprise
Sandbox
View provider
Klarna
Buy Now Pay Later
Fees
Custom
Settlement
1–3 business days
Enterprise
Recurring
Sandbox
View provider
Payfort
MENA e-commerce
Fees
2.65% + AED 1
Settlement
2–3 business days
Enterprise
Startup
Sandbox
View provider
Easebuzz
Indian Business Payments
Fees
From 1.75%
Settlement
1–3 business days
Enterprise
Instant
Recurring
Sandbox
View provider
PayFast
South African Market
Fees
3.2%
Settlement
2–3 business days
Instant
Startup
Sandbox
View provider