Klarna logo
traditional Stockholm, Sweden

Klarna

Global BNPL leader offering Pay in 4, Pay Later, and financing options. Serves 150+ million consumers and 500,000+ merchants with smooth checkout experiences.

Fees from
Custom
Settlement
1–3 business days
Coverage
Global
Payment methods
6
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Klarna before signing. Visit Website is an external link; we may earn a commission.

Klarna overview

Best for

Buy Now Pay Later

Key features

Enterprise
Recurring Payments

Klarna pricing & fees

Pricing structure

Pricing
Custom
Your business must be registered in
Not disclosed
Headquarters
Stockholm, Sweden
Founded
2005

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Klarna settlement & payouts

Payouts

Settlement time
1–3 business days
Settlement currencies
Not collected yet

Klarna API & integration

API Profile

Sandbox
Available
Webhooks
Supported

Platforms

MobileOnline

Official SDKs

AndroidiOSJAVAJAVASCRIPTNodePHPPYTHONREST-APIRUBY

Klarna coverage & payment methods

Regions

EuropeNorth AmericaOceania

Global coverage — specific countries not listed.

Payment methods

Bank TransferBnplCredit CardDebit CardDirect DebitKlarna

Klarna licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Klarna Bank AB (publ)

Sweden

LEI 549300O3HXYXXUHR0897
Reg. number
556737-0431
Registered address
Sveavägen 46, 111 34 Stockholm, Sweden

Licenses

Banking License SE

Finansinspektionen Banking License (SE)

Finansinspektionen (Sweden)

Licensed entity · regulatorily responsible

Klarna Financial Services UK Limited

United Kingdom

Registered address
10 York Road, London, SE1 7ND, United Kingdom

Licenses

E-Money Institution GB

FCA Authorised Electronic Money Institution (UK)

Financial Conduct Authority (UK)

Licensed entity · regulatorily responsible

Klarna Inc.

United States

Licenses

License US

California Financing Law Licensee Listing

California Department of Financial Protection and Innovation

Money Transmitter US

California Money Transmitter License

California Department of Financial Protection and Innovation

Corporate structure

Other entities disclosed in the provider's corporate filings or impressum. Ownership relationships are not yet captured — relative role is informational only.

Klarna Group plc

United Kingdom

LEI 636700HER4JIK7GZUN17
Reg. number
14467769
Registered address
10 York Road, London, England, SE1 7ND

License numbers & register records

4 license numbers · 5 register records on file for Klarna, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free
GermanyDenmarkFranceUnited KingdomIrelandItalySwedenUnited States

Using ChatGPT or Claude? Ask it to prepare your application to Klarna. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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