UK and EU fintechs, platforms, marketplaces and communities that want to offer their own branded business accounts, IBANs, FX, payouts and cards without holding their own licence.

baas +1

Fees

Corporate fees (UK / EU / World): Account opening application review fee FREE / FREE / 99.00; Account maintenance (per month) FREE / 69.00 / 69.00; Incoming SEPA payment 0.99 / 0.99 / 4.99; Outgoing SEPA payment 0.99 / 2.99 / 9.99; Outgoing payment within the UK (FPS) 0.99 / 2.99 / 9.99; Outgoing international payment (SHA: SWIFT/CHAPS/Target2) 26.40 / 26.40 / 26.40; Outgoing internal transfer 0.19; Account-to-Card payouts (Major currencies) UK 0.65% + 0.99; FX margin (major currencies) 0.65%; FX margin (minor currencies) 0.80%; White Label Subscription fee (monthly)* 5000.00; White Label Installation fee* 250000.00.

Settlement

Varies

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ClearBank

UK Banking Infrastructure

Klarna

Buy Now Pay Later

Midtrans

Indonesian E-Commerce

regional +1

Fees

2.9% + IDR 2,500 per transaction

Ezidebit

Australian direct debit and recurring payments

regional

Fees

AUD 0.99 per bank-account direct debit; 1.99% + AUD 0.30 card

Recurly

Subscription Billing

Via gateway (Stripe, Braintree, etc.)

Chargebee

Subscription Management

PayXpert

Enterprise White-Label Payments

Swan

European Embedded Banking

baas

Fees

Per-transaction pricing

Lusopay

Portuguese businesses (online stores, retail, hospitality, services, education and similar) that need to accept local methods such as MB WAY, Multibanco and Payshop alongside cards and PIX, online or via POS terminal.

traditional +1

Fees

Online stores: MB WAY € 0,07 + 0,70% + VAT; Multibanco reference € 0,25 + 1,5% + VAT; Payshop reference € 0,57 + VAT; Direct debits € 0,45 + VAT; Credit/debit card (Visa, Mastercard, Maestro, Google Pay, Apple Pay) - Consumer € 0,20 + 1,50% + VAT; - Commercial + 1,3% + VAT; – outside the European Economic Area (EEA) + 1,1 %+ VAT. Card terminal (POS): Consumer € 0,05 + 0,89% + VAT; Commercial + 1,3% + VAT; outside the EEA + 1,1% + VAT; Monthly fee € 9,90 + VAT. Sign-up costs with Lusopay 0€; Unpaid references 0€; Generate payment requests 0€.

Settlement

Varies

View provider